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At today's rate and a 90% mortgage, the deposit on this unit is about HK$343K, with repayments around HK$14,983/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$343K · loan HK$3.09M · min. income ≈ HK$29,966/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- B
- Saleable Area
- 321 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 80%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-09 | HK$4.30M | −10.4% 2.8y · −4.0%/yr |
| 2018-09-11 | HK$4.80M | +336.4% 9.2y · 37.0%/yr |
| 2009-07-09 | HK$1.10M | +25.0% |
| 2005-11-24 | HK$880K | −9.3% |
| 1999-11-23 | HK$970K | — |