▼ 0.50% · 3.625%
HK$1,809
−HK$113/mo
▼ 0.25% · 3.875%
HK$1,865
−HK$57/mo
Today · 4.125%
HK$1,922
baseline
▲ 0.50% · 4.625%
HK$2,039
+HK$117/mo
Deposit HK$397K · loan HK$397K · min. income ≈ HK$3,844/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,012
−HK$109/mo
▼ 0.25% · 3.875%
HK$2,066
−HK$55/mo
Today · 4.125%
HK$2,121
baseline
▲ 0.50% · 4.625%
HK$2,233
+HK$112/mo
Deposit HK$397K · loan HK$397K · min. income ≈ HK$4,242/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,990
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,052
−HK$62/mo
Today · 4.125%
HK$2,114
baseline
▲ 0.50% · 4.625%
HK$2,243
+HK$129/mo
Deposit HK$357K · loan HK$436K · min. income ≈ HK$4,228/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,214
−HK$119/mo
▼ 0.25% · 3.875%
HK$2,273
−HK$60/mo
Today · 4.125%
HK$2,333
baseline
▲ 0.50% · 4.625%
HK$2,456
+HK$123/mo
Deposit HK$357K · loan HK$436K · min. income ≈ HK$4,666/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,171
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,238
−HK$69/mo
Today · 4.125%
HK$2,307
baseline
▲ 0.50% · 4.625%
HK$2,447
+HK$140/mo
Deposit HK$317K · loan HK$476K · min. income ≈ HK$4,614/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,415
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,480
−HK$65/mo
Today · 4.125%
HK$2,545
baseline
▲ 0.50% · 4.625%
HK$2,679
+HK$134/mo
Deposit HK$317K · loan HK$476K · min. income ≈ HK$5,090/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,351
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,425
−HK$74/mo
Today · 4.125%
HK$2,499
baseline
▲ 0.50% · 4.625%
HK$2,651
+HK$152/mo
Deposit HK$278K · loan HK$516K · min. income ≈ HK$4,998/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,616
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,686
−HK$71/mo
Today · 4.125%
HK$2,757
baseline
▲ 0.50% · 4.625%
HK$2,903
+HK$146/mo
Deposit HK$278K · loan HK$516K · min. income ≈ HK$5,514/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,532
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,611
−HK$80/mo
Today · 4.125%
HK$2,691
baseline
▲ 0.50% · 4.625%
HK$2,855
+HK$164/mo
Deposit HK$238K · loan HK$555K · min. income ≈ HK$5,382/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,817
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,893
−HK$76/mo
Today · 4.125%
HK$2,969
baseline
▲ 0.50% · 4.625%
HK$3,126
+HK$157/mo
Deposit HK$238K · loan HK$555K · min. income ≈ HK$5,938/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,713
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,798
−HK$85/mo
Today · 4.125%
HK$2,883
baseline
▲ 0.50% · 4.625%
HK$3,059
+HK$176/mo
Deposit HK$198K · loan HK$595K · min. income ≈ HK$5,766/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,018
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,099
−HK$83/mo
Today · 4.125%
HK$3,182
baseline
▲ 0.50% · 4.625%
HK$3,349
+HK$167/mo
Deposit HK$198K · loan HK$595K · min. income ≈ HK$6,364/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,894
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,984
−HK$92/mo
Today · 4.125%
HK$3,076
baseline
▲ 0.50% · 4.625%
HK$3,263
+HK$187/mo
Deposit HK$159K · loan HK$635K · min. income ≈ HK$6,152/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,220
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,306
−HK$88/mo
Today · 4.125%
HK$3,394
baseline
▲ 0.50% · 4.625%
HK$3,572
+HK$178/mo
Deposit HK$159K · loan HK$635K · min. income ≈ HK$6,788/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,075
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,171
−HK$97/mo
Today · 4.125%
HK$3,268
baseline
▲ 0.50% · 4.625%
HK$3,467
+HK$199/mo
Deposit HK$119K · loan HK$674K · min. income ≈ HK$6,536/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,421
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,513
−HK$93/mo
Today · 4.125%
HK$3,606
baseline
▲ 0.50% · 4.625%
HK$3,796
+HK$190/mo
Deposit HK$119K · loan HK$674K · min. income ≈ HK$7,212/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,256
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,357
−HK$103/mo
Today · 4.125%
HK$3,460
baseline
▲ 0.50% · 4.625%
HK$3,671
+HK$211/mo
Deposit HK$79K · loan HK$714K · min. income ≈ HK$6,920/mo (50% DSR)
Upfront cash ≈ HK$79K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,622
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,719
−HK$99/mo
Today · 4.125%
HK$3,818
baseline
▲ 0.50% · 4.625%
HK$4,019
+HK$201/mo
Deposit HK$79K · loan HK$714K · min. income ≈ HK$7,636/mo (50% DSR)
Upfront cash ≈ HK$79K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).