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At today's rate and a 90% mortgage, the deposit on this unit is about HK$527K, with repayments around HK$22,983/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$527K · loan HK$4.74M · min. income ≈ HK$45,966/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$118,554 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mei Foo Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- A NO. 17
- Saleable Area
- 518 Saleable ft²
- Gross Area
- 690 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-11 | HK$7.32M | +3.1% 5.0y · 1.0%/yr |
| 2017-05-26 | HK$7.10M | +37.1% 3.2y · 12.0%/yr |
| 2014-04-01 | HK$5.18M | +33.5% |
| 2011-03-01 | HK$3.88M | +26.0% |
| 2010-01-18 | HK$3.08M | +14.5% |
| 1996-11-15 | HK$2.69M | +13.0% |
| 1996-10-01 | HK$2.38M | — |