▼ 0.50% · 3.625%
HK$2,114
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,180
−HK$67/mo
Today · 4.125%
HK$2,247
baseline
▲ 0.50% · 4.625%
HK$2,383
+HK$136/mo
Deposit HK$464K · loan HK$464K · min. income ≈ HK$4,494/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,352
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,415
−HK$64/mo
Today · 4.125%
HK$2,479
baseline
▲ 0.50% · 4.625%
HK$2,610
+HK$131/mo
Deposit HK$464K · loan HK$464K · min. income ≈ HK$4,958/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,325
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,398
−HK$73/mo
Today · 4.125%
HK$2,471
baseline
▲ 0.50% · 4.625%
HK$2,622
+HK$151/mo
Deposit HK$417K · loan HK$510K · min. income ≈ HK$4,942/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,587
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,656
−HK$71/mo
Today · 4.125%
HK$2,727
baseline
▲ 0.50% · 4.625%
HK$2,871
+HK$144/mo
Deposit HK$417K · loan HK$510K · min. income ≈ HK$5,454/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,537
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,616
−HK$80/mo
Today · 4.125%
HK$2,696
baseline
▲ 0.50% · 4.625%
HK$2,860
+HK$164/mo
Deposit HK$371K · loan HK$556K · min. income ≈ HK$5,392/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,822
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,898
−HK$77/mo
Today · 4.125%
HK$2,975
baseline
▲ 0.50% · 4.625%
HK$3,131
+HK$156/mo
Deposit HK$371K · loan HK$556K · min. income ≈ HK$5,950/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,748
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,834
−HK$87/mo
Today · 4.125%
HK$2,921
baseline
▲ 0.50% · 4.625%
HK$3,098
+HK$177/mo
Deposit HK$324K · loan HK$603K · min. income ≈ HK$5,842/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,057
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,139
−HK$84/mo
Today · 4.125%
HK$3,223
baseline
▲ 0.50% · 4.625%
HK$3,392
+HK$169/mo
Deposit HK$324K · loan HK$603K · min. income ≈ HK$6,446/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,960
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,052
−HK$93/mo
Today · 4.125%
HK$3,145
baseline
▲ 0.50% · 4.625%
HK$3,337
+HK$192/mo
Deposit HK$278K · loan HK$649K · min. income ≈ HK$6,290/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,293
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,381
−HK$89/mo
Today · 4.125%
HK$3,470
baseline
▲ 0.50% · 4.625%
HK$3,653
+HK$183/mo
Deposit HK$278K · loan HK$649K · min. income ≈ HK$6,940/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,171
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,270
−HK$100/mo
Today · 4.125%
HK$3,370
baseline
▲ 0.50% · 4.625%
HK$3,575
+HK$205/mo
Deposit HK$232K · loan HK$695K · min. income ≈ HK$6,740/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,528
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,622
−HK$96/mo
Today · 4.125%
HK$3,718
baseline
▲ 0.50% · 4.625%
HK$3,914
+HK$196/mo
Deposit HK$232K · loan HK$695K · min. income ≈ HK$7,436/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,382
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,488
−HK$107/mo
Today · 4.125%
HK$3,595
baseline
▲ 0.50% · 4.625%
HK$3,813
+HK$218/mo
Deposit HK$185K · loan HK$742K · min. income ≈ HK$7,190/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,763
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,864
−HK$102/mo
Today · 4.125%
HK$3,966
baseline
▲ 0.50% · 4.625%
HK$4,175
+HK$209/mo
Deposit HK$185K · loan HK$742K · min. income ≈ HK$7,932/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,594
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,706
−HK$113/mo
Today · 4.125%
HK$3,819
baseline
▲ 0.50% · 4.625%
HK$4,052
+HK$233/mo
Deposit HK$139K · loan HK$788K · min. income ≈ HK$7,638/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,998
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,105
−HK$109/mo
Today · 4.125%
HK$4,214
baseline
▲ 0.50% · 4.625%
HK$4,436
+HK$222/mo
Deposit HK$139K · loan HK$788K · min. income ≈ HK$8,428/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,805
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,924
−HK$120/mo
Today · 4.125%
HK$4,044
baseline
▲ 0.50% · 4.625%
HK$4,290
+HK$246/mo
Deposit HK$93K · loan HK$834K · min. income ≈ HK$8,088/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,233
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,347
−HK$115/mo
Today · 4.125%
HK$4,462
baseline
▲ 0.50% · 4.625%
HK$4,697
+HK$235/mo
Deposit HK$93K · loan HK$834K · min. income ≈ HK$8,924/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).