▼ 0.50% · 3.625%
HK$2,012
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,075
−HK$64/mo
Today · 4.125%
HK$2,139
baseline
▲ 0.50% · 4.625%
HK$2,269
+HK$130/mo
Deposit HK$441K · loan HK$441K · min. income ≈ HK$4,278/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,239
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,299
−HK$61/mo
Today · 4.125%
HK$2,360
baseline
▲ 0.50% · 4.625%
HK$2,484
+HK$124/mo
Deposit HK$441K · loan HK$441K · min. income ≈ HK$4,720/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,214
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,282
−HK$70/mo
Today · 4.125%
HK$2,352
baseline
▲ 0.50% · 4.625%
HK$2,496
+HK$144/mo
Deposit HK$397K · loan HK$485K · min. income ≈ HK$4,704/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,463
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,529
−HK$67/mo
Today · 4.125%
HK$2,596
baseline
▲ 0.50% · 4.625%
HK$2,732
+HK$136/mo
Deposit HK$397K · loan HK$485K · min. income ≈ HK$5,192/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,415
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,490
−HK$76/mo
Today · 4.125%
HK$2,566
baseline
▲ 0.50% · 4.625%
HK$2,722
+HK$156/mo
Deposit HK$353K · loan HK$530K · min. income ≈ HK$5,132/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,687
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,759
−HK$73/mo
Today · 4.125%
HK$2,832
baseline
▲ 0.50% · 4.625%
HK$2,981
+HK$149/mo
Deposit HK$353K · loan HK$530K · min. income ≈ HK$5,664/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,616
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,697
−HK$83/mo
Today · 4.125%
HK$2,780
baseline
▲ 0.50% · 4.625%
HK$2,949
+HK$169/mo
Deposit HK$309K · loan HK$574K · min. income ≈ HK$5,560/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,910
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,988
−HK$80/mo
Today · 4.125%
HK$3,068
baseline
▲ 0.50% · 4.625%
HK$3,229
+HK$161/mo
Deposit HK$309K · loan HK$574K · min. income ≈ HK$6,136/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,817
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,905
−HK$89/mo
Today · 4.125%
HK$2,994
baseline
▲ 0.50% · 4.625%
HK$3,176
+HK$182/mo
Deposit HK$265K · loan HK$618K · min. income ≈ HK$5,988/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,134
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,218
−HK$86/mo
Today · 4.125%
HK$3,304
baseline
▲ 0.50% · 4.625%
HK$3,478
+HK$174/mo
Deposit HK$265K · loan HK$618K · min. income ≈ HK$6,608/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,019
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,112
−HK$96/mo
Today · 4.125%
HK$3,208
baseline
▲ 0.50% · 4.625%
HK$3,403
+HK$195/mo
Deposit HK$221K · loan HK$662K · min. income ≈ HK$6,416/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,358
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,448
−HK$92/mo
Today · 4.125%
HK$3,540
baseline
▲ 0.50% · 4.625%
HK$3,726
+HK$186/mo
Deposit HK$221K · loan HK$662K · min. income ≈ HK$7,080/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,220
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,320
−HK$102/mo
Today · 4.125%
HK$3,422
baseline
▲ 0.50% · 4.625%
HK$3,630
+HK$208/mo
Deposit HK$177K · loan HK$706K · min. income ≈ HK$6,844/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,582
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,678
−HK$98/mo
Today · 4.125%
HK$3,776
baseline
▲ 0.50% · 4.625%
HK$3,975
+HK$199/mo
Deposit HK$177K · loan HK$706K · min. income ≈ HK$7,552/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,421
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,527
−HK$109/mo
Today · 4.125%
HK$3,636
baseline
▲ 0.50% · 4.625%
HK$3,857
+HK$221/mo
Deposit HK$132K · loan HK$750K · min. income ≈ HK$7,272/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,806
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,908
−HK$103/mo
Today · 4.125%
HK$4,011
baseline
▲ 0.50% · 4.625%
HK$4,223
+HK$212/mo
Deposit HK$132K · loan HK$750K · min. income ≈ HK$8,022/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,622
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,735
−HK$114/mo
Today · 4.125%
HK$3,849
baseline
▲ 0.50% · 4.625%
HK$4,084
+HK$235/mo
Deposit HK$88K · loan HK$794K · min. income ≈ HK$7,698/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,030
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,138
−HK$109/mo
Today · 4.125%
HK$4,247
baseline
▲ 0.50% · 4.625%
HK$4,471
+HK$224/mo
Deposit HK$88K · loan HK$794K · min. income ≈ HK$8,494/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).