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At today's rate and a 90% mortgage, the deposit on this unit is about HK$414K, with repayments around HK$18,077/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$414K · loan HK$3.73M · min. income ≈ HK$36,154/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$28,988 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 85 schools within a 1 km walk.
Everyday convenience — 72 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 73 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- E
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 438 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-02 | HK$4.29M | −15.9% 4.8y · −3.0%/yr |
| 2021-06-02 | HK$5.10M | +70.0% 6.8y · 10.0%/yr |
| 2014-08-14 | HK$3.00M | +102.7% |
| 2009-07-24 | HK$1.48M | +35.8% |
| 2005-05-07 | HK$1.09M | — |