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7/F E

in Golden Court

Sham Shui Po District · Kowloon

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Crescira AVM · estimated value Medium confidence
HK$4.14M
≈ HK$12,597 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$414K, with repayments around HK$18,077/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$17,011
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,540
−HK$537/mo
Today · 4.125%
HK$18,077
baseline
▲ 0.50% · 4.625%
HK$19,177
+HK$1,100/mo

Deposit HK$414K · loan HK$3.73M · min. income ≈ HK$36,154/mo (50% DSR)

Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$28,988 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sham Shui Po Station
≈ 2 min walk · 153 m
Education
85
schools within 1 km (23 within 500 m)
Daily convenience
72
within 1 km (24 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
73
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Sham Shui Po Station Station.

Family-friendly — 85 schools within a 1 km walk.

Everyday convenience — 72 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 73 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
7/F
Flat
E
Saleable Area
329 Saleable ft²
Gross Area
438 ft²
Efficiency
75%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2026-03-02 HK$4.29M −15.9%
4.8y · −3.0%/yr
2021-06-02 HK$5.10M +70.0%
6.8y · 10.0%/yr
2014-08-14 HK$3.00M +102.7%
2009-07-24 HK$1.48M +35.8%
2005-05-07 HK$1.09M
Data sourced from Renavon.com