Skip to content
Switch unit
Crescira AVM · estimated value Medium confidence
HK$5.10M
≈ HK$10,982 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$510K, with repayments around HK$22,226/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$20,915
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,565
−HK$661/mo
Today · 4.125%
HK$22,226
baseline
▲ 0.50% · 4.625%
HK$23,578
+HK$1,352/mo

Deposit HK$510K · loan HK$4.59M · min. income ≈ HK$44,452/mo (50% DSR)

Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$114,651 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
10/F
Flat
16號D
Saleable Area
464 ft²
Gross Area
647 ft²
Efficiency
72%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2018-05-30 HK$7.48M +74.8%
6.6y
2011-10-25 HK$4.28M +30.5%
2009-09-14 HK$3.28M +51.2%
2007-03-22 HK$2.17M +7.4%
2006-10-20 HK$2.02M −37.8%
1997-09-10 HK$3.25M +9.1%
1997-05-30 HK$2.98M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mei Foo
≈ 2 min walk · 141 m
Education
18
schools within 1 km (10 within 500 m)
Daily convenience
19
within 1 km (15 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
24
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mei Foo Station (a rail station within an 8-min walk earns this label).

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 19 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 24 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com