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Crescira AVM · estimated value Medium confidence
HK$10.14M
≈ HK$17,369 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.04M, with repayments around HK$34,411/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,381
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,388
−HK$1,023/mo
Today · 4.125%
HK$34,411
baseline
▲ 0.50% · 4.625%
HK$36,505
+HK$2,094/mo

Deposit HK$3.04M · loan HK$7.10M · min. income ≈ HK$68,822/mo (50% DSR)

Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$380,372 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
F
Saleable Area
584 ft²
Gross Area
733 ft²
Efficiency
80%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2020-07-28 HK$9.50M −13.6%
4.7y · −3.0%/yr
2015-12-04 HK$11.00M +125.4%
10.7y · 12.0%/yr
2005-03-19 HK$4.88M −33.9%
1998-01-21 HK$7.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 5 min walk · 373 m
Education
103
schools within 1 km (31 within 500 m)
Daily convenience
23
within 1 km (9 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
54
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Kowloon Tong Station (a rail station within an 8-min walk earns this label).

Family-friendly — 103 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 54 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com