▼ 0.50% · 3.625%
HK$22,734
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,441
−HK$719/mo
Today · 4.125%
HK$24,160
baseline
▲ 0.50% · 4.625%
HK$25,630
+HK$1,470/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,320/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,291
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,970
−HK$688/mo
Today · 4.125%
HK$26,658
baseline
▲ 0.50% · 4.625%
HK$28,063
+HK$1,405/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,316/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,007
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,785
−HK$791/mo
Today · 4.125%
HK$26,576
baseline
▲ 0.50% · 4.625%
HK$28,193
+HK$1,617/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$53,152/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,820
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,567
−HK$757/mo
Today · 4.125%
HK$29,324
baseline
▲ 0.50% · 4.625%
HK$30,869
+HK$1,545/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$58,648/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,281
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,129
−HK$863/mo
Today · 4.125%
HK$28,992
baseline
▲ 0.50% · 4.625%
HK$30,756
+HK$1,764/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,984/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,350
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,164
−HK$825/mo
Today · 4.125%
HK$31,989
baseline
▲ 0.50% · 4.625%
HK$33,676
+HK$1,687/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,978/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,554
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,474
−HK$934/mo
Today · 4.125%
HK$31,408
baseline
▲ 0.50% · 4.625%
HK$33,319
+HK$1,911/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,816/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,879
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,761
−HK$894/mo
Today · 4.125%
HK$34,655
baseline
▲ 0.50% · 4.625%
HK$36,482
+HK$1,827/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,310/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,828
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,818
−HK$1,005/mo
Today · 4.125%
HK$33,823
baseline
▲ 0.50% · 4.625%
HK$35,882
+HK$2,059/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,646/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,408
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,358
−HK$963/mo
Today · 4.125%
HK$37,321
baseline
▲ 0.50% · 4.625%
HK$39,288
+HK$1,967/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,642/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,101
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,162
−HK$1,077/mo
Today · 4.125%
HK$36,239
baseline
▲ 0.50% · 4.625%
HK$38,445
+HK$2,206/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,478/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,937
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,954
−HK$1,033/mo
Today · 4.125%
HK$39,987
baseline
▲ 0.50% · 4.625%
HK$42,094
+HK$2,107/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$79,974/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,374
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,506
−HK$1,149/mo
Today · 4.125%
HK$38,655
baseline
▲ 0.50% · 4.625%
HK$41,007
+HK$2,352/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$77,310/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,466
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,551
−HK$1,101/mo
Today · 4.125%
HK$42,652
baseline
▲ 0.50% · 4.625%
HK$44,901
+HK$2,249/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$85,304/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,648
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,850
−HK$1,221/mo
Today · 4.125%
HK$41,071
baseline
▲ 0.50% · 4.625%
HK$43,570
+HK$2,499/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$82,142/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,995
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,148
−HK$1,170/mo
Today · 4.125%
HK$45,318
baseline
▲ 0.50% · 4.625%
HK$47,707
+HK$2,389/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$90,636/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,921
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,194
−HK$1,293/mo
Today · 4.125%
HK$43,487
baseline
▲ 0.50% · 4.625%
HK$46,133
+HK$2,646/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,974/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,524
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,745
−HK$1,239/mo
Today · 4.125%
HK$47,984
baseline
▲ 0.50% · 4.625%
HK$50,513
+HK$2,529/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,968/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,994 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).