At today's rate and a 90% mortgage, the deposit on this unit is about HK$208K, with repayments around HK$9,051/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$208K · loan HK$1.87M · min. income ≈ HK$18,102/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 87 schools within a 1 km walk.
Everyday convenience — 63 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 76 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- NO. 44A
- Saleable Area
- 301 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-13 | HK$2.95M | +59.5% 8.6y · 7.0%/yr |
| 2012-09-25 | HK$1.85M | +42.3% |
| 2010-07-28 | HK$1.30M | +1.6% |
| 2009-11-06 | HK$1.28M | +8.5% |
| 2009-10-05 | HK$1.18M | +37.2% |
| 2009-05-26 | HK$860K | +1.2% |
| 2008-02-15 | HK$850K | +23.2% |
| 2007-03-20 | HK$690K | +25.5% |
| 2006-05-06 | HK$550K | +41.0% |
| 2004-08-19 | HK$390K | −2.5% |
| 2001-10-09 | HK$400K | — |