▼ 0.50% · 3.625%
HK$2,387
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,461
−HK$76/mo
Today · 4.125%
HK$2,537
baseline
▲ 0.50% · 4.625%
HK$2,691
+HK$154/mo
Deposit HK$523K · loan HK$523K · min. income ≈ HK$5,074/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,655
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,727
−HK$72/mo
Today · 4.125%
HK$2,799
baseline
▲ 0.50% · 4.625%
HK$2,946
+HK$147/mo
Deposit HK$523K · loan HK$523K · min. income ≈ HK$5,598/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,626
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,707
−HK$83/mo
Today · 4.125%
HK$2,790
baseline
▲ 0.50% · 4.625%
HK$2,960
+HK$170/mo
Deposit HK$471K · loan HK$576K · min. income ≈ HK$5,580/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,921
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,999
−HK$80/mo
Today · 4.125%
HK$3,079
baseline
▲ 0.50% · 4.625%
HK$3,241
+HK$162/mo
Deposit HK$471K · loan HK$576K · min. income ≈ HK$6,158/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,864
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,953
−HK$91/mo
Today · 4.125%
HK$3,044
baseline
▲ 0.50% · 4.625%
HK$3,229
+HK$185/mo
Deposit HK$419K · loan HK$628K · min. income ≈ HK$6,088/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,187
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,272
−HK$87/mo
Today · 4.125%
HK$3,359
baseline
▲ 0.50% · 4.625%
HK$3,536
+HK$177/mo
Deposit HK$419K · loan HK$628K · min. income ≈ HK$6,718/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,103
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,200
−HK$98/mo
Today · 4.125%
HK$3,298
baseline
▲ 0.50% · 4.625%
HK$3,498
+HK$200/mo
Deposit HK$366K · loan HK$680K · min. income ≈ HK$6,596/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,452
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,545
−HK$94/mo
Today · 4.125%
HK$3,639
baseline
▲ 0.50% · 4.625%
HK$3,830
+HK$191/mo
Deposit HK$366K · loan HK$680K · min. income ≈ HK$7,278/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,342
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,446
−HK$105/mo
Today · 4.125%
HK$3,551
baseline
▲ 0.50% · 4.625%
HK$3,767
+HK$216/mo
Deposit HK$314K · loan HK$733K · min. income ≈ HK$7,102/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,718
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,817
−HK$101/mo
Today · 4.125%
HK$3,918
baseline
▲ 0.50% · 4.625%
HK$4,125
+HK$207/mo
Deposit HK$314K · loan HK$733K · min. income ≈ HK$7,836/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,580
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,692
−HK$113/mo
Today · 4.125%
HK$3,805
baseline
▲ 0.50% · 4.625%
HK$4,036
+HK$231/mo
Deposit HK$262K · loan HK$785K · min. income ≈ HK$7,610/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,983
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,090
−HK$108/mo
Today · 4.125%
HK$4,198
baseline
▲ 0.50% · 4.625%
HK$4,420
+HK$222/mo
Deposit HK$262K · loan HK$785K · min. income ≈ HK$8,396/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,819
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,938
−HK$121/mo
Today · 4.125%
HK$4,059
baseline
▲ 0.50% · 4.625%
HK$4,306
+HK$247/mo
Deposit HK$209K · loan HK$837K · min. income ≈ HK$8,118/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,249
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,363
−HK$115/mo
Today · 4.125%
HK$4,478
baseline
▲ 0.50% · 4.625%
HK$4,714
+HK$236/mo
Deposit HK$209K · loan HK$837K · min. income ≈ HK$8,956/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,058
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,184
−HK$128/mo
Today · 4.125%
HK$4,312
baseline
▲ 0.50% · 4.625%
HK$4,575
+HK$263/mo
Deposit HK$157K · loan HK$890K · min. income ≈ HK$8,624/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,514
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,635
−HK$123/mo
Today · 4.125%
HK$4,758
baseline
▲ 0.50% · 4.625%
HK$5,009
+HK$251/mo
Deposit HK$157K · loan HK$890K · min. income ≈ HK$9,516/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,297
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,430
−HK$136/mo
Today · 4.125%
HK$4,566
baseline
▲ 0.50% · 4.625%
HK$4,844
+HK$278/mo
Deposit HK$105K · loan HK$942K · min. income ≈ HK$9,132/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,780
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,908
−HK$130/mo
Today · 4.125%
HK$5,038
baseline
▲ 0.50% · 4.625%
HK$5,304
+HK$266/mo
Deposit HK$105K · loan HK$942K · min. income ≈ HK$10,076/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).