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At today's rate and a 90% mortgage, the deposit on this unit is about HK$266K, with repayments around HK$11,603/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$266K · loan HK$2.39M · min. income ≈ HK$23,206/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 78 schools within a 1 km walk.
Everyday convenience — 75 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 91 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A
- Saleable Area
- 217 Saleable ft²
- Gross Area
- 388 ft²
- Efficiency
- 56%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-04 | HK$3.65M | +26.7% 4.3y · 6.0%/yr |
| 2016-11-09 | HK$2.88M | +23.6% 3.6y · 7.0%/yr |
| 2013-03-21 | HK$2.33M | +59.6% |
| 2011-04-01 | HK$1.46M | +62.2% |
| 2009-09-02 | HK$900K | −28.6% |
| 1999-08-02 | HK$1.26M | — |