▼ 0.50% · 3.625%
HK$5,703
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,881
−HK$180/mo
Today · 4.125%
HK$6,061
baseline
▲ 0.50% · 4.625%
HK$6,430
+HK$369/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$12,122/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,345
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,515
−HK$172/mo
Today · 4.125%
HK$6,687
baseline
▲ 0.50% · 4.625%
HK$7,040
+HK$353/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$13,374/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,273
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,469
−HK$198/mo
Today · 4.125%
HK$6,667
baseline
▲ 0.50% · 4.625%
HK$7,072
+HK$405/mo
Deposit HK$1.13M · loan HK$1.38M · min. income ≈ HK$13,334/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,979
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,166
−HK$190/mo
Today · 4.125%
HK$7,356
baseline
▲ 0.50% · 4.625%
HK$7,744
+HK$388/mo
Deposit HK$1.13M · loan HK$1.38M · min. income ≈ HK$14,712/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,844
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,057
−HK$216/mo
Today · 4.125%
HK$7,273
baseline
▲ 0.50% · 4.625%
HK$7,715
+HK$442/mo
Deposit HK$1.00M · loan HK$1.50M · min. income ≈ HK$14,546/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,614
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,818
−HK$207/mo
Today · 4.125%
HK$8,025
baseline
▲ 0.50% · 4.625%
HK$8,448
+HK$423/mo
Deposit HK$1.00M · loan HK$1.50M · min. income ≈ HK$16,050/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,414
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,645
−HK$234/mo
Today · 4.125%
HK$7,879
baseline
▲ 0.50% · 4.625%
HK$8,358
+HK$479/mo
Deposit HK$875K · loan HK$1.63M · min. income ≈ HK$15,758/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,248
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,469
−HK$225/mo
Today · 4.125%
HK$8,694
baseline
▲ 0.50% · 4.625%
HK$9,152
+HK$458/mo
Deposit HK$875K · loan HK$1.63M · min. income ≈ HK$17,388/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,984
−HK$501/mo
▼ 0.25% · 3.875%
HK$8,233
−HK$252/mo
Today · 4.125%
HK$8,485
baseline
▲ 0.50% · 4.625%
HK$9,001
+HK$516/mo
Deposit HK$750K · loan HK$1.75M · min. income ≈ HK$16,970/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,883
−HK$479/mo
▼ 0.25% · 3.875%
HK$9,121
−HK$241/mo
Today · 4.125%
HK$9,362
baseline
▲ 0.50% · 4.625%
HK$9,856
+HK$494/mo
Deposit HK$750K · loan HK$1.75M · min. income ≈ HK$18,724/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,555
−HK$536/mo
▼ 0.25% · 3.875%
HK$8,821
−HK$270/mo
Today · 4.125%
HK$9,091
baseline
▲ 0.50% · 4.625%
HK$9,644
+HK$553/mo
Deposit HK$625K · loan HK$1.88M · min. income ≈ HK$18,182/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,517
−HK$514/mo
▼ 0.25% · 3.875%
HK$9,772
−HK$259/mo
Today · 4.125%
HK$10,031
baseline
▲ 0.50% · 4.625%
HK$10,560
+HK$529/mo
Deposit HK$625K · loan HK$1.88M · min. income ≈ HK$20,062/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,125
−HK$572/mo
▼ 0.25% · 3.875%
HK$9,409
−HK$288/mo
Today · 4.125%
HK$9,697
baseline
▲ 0.50% · 4.625%
HK$10,287
+HK$590/mo
Deposit HK$500K · loan HK$2.00M · min. income ≈ HK$19,394/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,151
−HK$549/mo
▼ 0.25% · 3.875%
HK$10,424
−HK$276/mo
Today · 4.125%
HK$10,700
baseline
▲ 0.50% · 4.625%
HK$11,264
+HK$564/mo
Deposit HK$500K · loan HK$2.00M · min. income ≈ HK$21,400/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,695
−HK$608/mo
▼ 0.25% · 3.875%
HK$9,997
−HK$306/mo
Today · 4.125%
HK$10,303
baseline
▲ 0.50% · 4.625%
HK$10,930
+HK$627/mo
Deposit HK$375K · loan HK$2.13M · min. income ≈ HK$20,606/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,786
−HK$583/mo
▼ 0.25% · 3.875%
HK$11,075
−HK$294/mo
Today · 4.125%
HK$11,369
baseline
▲ 0.50% · 4.625%
HK$11,968
+HK$599/mo
Deposit HK$375K · loan HK$2.13M · min. income ≈ HK$22,738/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,266
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,585
−HK$324/mo
Today · 4.125%
HK$10,909
baseline
▲ 0.50% · 4.625%
HK$11,573
+HK$664/mo
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$21,818/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,420
−HK$617/mo
▼ 0.25% · 3.875%
HK$11,727
−HK$310/mo
Today · 4.125%
HK$12,037
baseline
▲ 0.50% · 4.625%
HK$12,672
+HK$635/mo
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$24,074/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).