▼ 0.50% · 3.625%
HK$2,689
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,772
−HK$85/mo
Today · 4.125%
HK$2,857
baseline
▲ 0.50% · 4.625%
HK$3,031
+HK$174/mo
Deposit HK$590K · loan HK$590K · min. income ≈ HK$5,714/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,991
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,071
−HK$82/mo
Today · 4.125%
HK$3,153
baseline
▲ 0.50% · 4.625%
HK$3,319
+HK$166/mo
Deposit HK$590K · loan HK$590K · min. income ≈ HK$6,306/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,958
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,050
−HK$93/mo
Today · 4.125%
HK$3,143
baseline
▲ 0.50% · 4.625%
HK$3,334
+HK$191/mo
Deposit HK$531K · loan HK$649K · min. income ≈ HK$6,286/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,290
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,379
−HK$89/mo
Today · 4.125%
HK$3,468
baseline
▲ 0.50% · 4.625%
HK$3,651
+HK$183/mo
Deposit HK$531K · loan HK$649K · min. income ≈ HK$6,936/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,226
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,327
−HK$102/mo
Today · 4.125%
HK$3,429
baseline
▲ 0.50% · 4.625%
HK$3,637
+HK$208/mo
Deposit HK$472K · loan HK$707K · min. income ≈ HK$6,858/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,589
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,686
−HK$97/mo
Today · 4.125%
HK$3,783
baseline
▲ 0.50% · 4.625%
HK$3,983
+HK$200/mo
Deposit HK$472K · loan HK$707K · min. income ≈ HK$7,566/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,495
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,604
−HK$111/mo
Today · 4.125%
HK$3,715
baseline
▲ 0.50% · 4.625%
HK$3,941
+HK$226/mo
Deposit HK$413K · loan HK$766K · min. income ≈ HK$7,430/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,889
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,993
−HK$106/mo
Today · 4.125%
HK$4,099
baseline
▲ 0.50% · 4.625%
HK$4,315
+HK$216/mo
Deposit HK$413K · loan HK$766K · min. income ≈ HK$8,198/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,764
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,881
−HK$119/mo
Today · 4.125%
HK$4,000
baseline
▲ 0.50% · 4.625%
HK$4,244
+HK$244/mo
Deposit HK$354K · loan HK$825K · min. income ≈ HK$8,000/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,188
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,300
−HK$114/mo
Today · 4.125%
HK$4,414
baseline
▲ 0.50% · 4.625%
HK$4,647
+HK$233/mo
Deposit HK$354K · loan HK$825K · min. income ≈ HK$8,828/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,033
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,159
−HK$127/mo
Today · 4.125%
HK$4,286
baseline
▲ 0.50% · 4.625%
HK$4,547
+HK$261/mo
Deposit HK$295K · loan HK$884K · min. income ≈ HK$8,572/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,487
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,607
−HK$122/mo
Today · 4.125%
HK$4,729
baseline
▲ 0.50% · 4.625%
HK$4,978
+HK$249/mo
Deposit HK$295K · loan HK$884K · min. income ≈ HK$9,458/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,302
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,436
−HK$136/mo
Today · 4.125%
HK$4,572
baseline
▲ 0.50% · 4.625%
HK$4,850
+HK$278/mo
Deposit HK$236K · loan HK$943K · min. income ≈ HK$9,144/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,786
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,914
−HK$130/mo
Today · 4.125%
HK$5,044
baseline
▲ 0.50% · 4.625%
HK$5,310
+HK$266/mo
Deposit HK$236K · loan HK$943K · min. income ≈ HK$10,088/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,571
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,713
−HK$144/mo
Today · 4.125%
HK$4,857
baseline
▲ 0.50% · 4.625%
HK$5,153
+HK$296/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$9,714/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,085
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,221
−HK$139/mo
Today · 4.125%
HK$5,360
baseline
▲ 0.50% · 4.625%
HK$5,642
+HK$282/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$10,720/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,840
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,990
−HK$153/mo
Today · 4.125%
HK$5,143
baseline
▲ 0.50% · 4.625%
HK$5,456
+HK$313/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$10,286/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,384
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,529
−HK$146/mo
Today · 4.125%
HK$5,675
baseline
▲ 0.50% · 4.625%
HK$5,974
+HK$299/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$11,350/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).