▼ 0.50% · 3.625%
HK$3,252
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,353
−HK$103/mo
Today · 4.125%
HK$3,456
baseline
▲ 0.50% · 4.625%
HK$3,666
+HK$210/mo
Deposit HK$713K · loan HK$713K · min. income ≈ HK$6,912/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,618
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,715
−HK$98/mo
Today · 4.125%
HK$3,813
baseline
▲ 0.50% · 4.625%
HK$4,014
+HK$201/mo
Deposit HK$713K · loan HK$713K · min. income ≈ HK$7,626/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,577
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,688
−HK$113/mo
Today · 4.125%
HK$3,801
baseline
▲ 0.50% · 4.625%
HK$4,033
+HK$232/mo
Deposit HK$642K · loan HK$784K · min. income ≈ HK$7,602/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,979
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,086
−HK$108/mo
Today · 4.125%
HK$4,194
baseline
▲ 0.50% · 4.625%
HK$4,416
+HK$222/mo
Deposit HK$642K · loan HK$784K · min. income ≈ HK$8,388/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,902
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,024
−HK$123/mo
Today · 4.125%
HK$4,147
baseline
▲ 0.50% · 4.625%
HK$4,399
+HK$252/mo
Deposit HK$570K · loan HK$856K · min. income ≈ HK$8,294/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,341
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,458
−HK$118/mo
Today · 4.125%
HK$4,576
baseline
▲ 0.50% · 4.625%
HK$4,817
+HK$241/mo
Deposit HK$570K · loan HK$856K · min. income ≈ HK$9,152/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,227
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,359
−HK$134/mo
Today · 4.125%
HK$4,493
baseline
▲ 0.50% · 4.625%
HK$4,766
+HK$273/mo
Deposit HK$499K · loan HK$927K · min. income ≈ HK$8,986/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,703
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,829
−HK$128/mo
Today · 4.125%
HK$4,957
baseline
▲ 0.50% · 4.625%
HK$5,218
+HK$261/mo
Deposit HK$499K · loan HK$927K · min. income ≈ HK$9,914/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,553
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,694
−HK$144/mo
Today · 4.125%
HK$4,838
baseline
▲ 0.50% · 4.625%
HK$5,133
+HK$295/mo
Deposit HK$428K · loan HK$998K · min. income ≈ HK$9,676/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,065
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,201
−HK$137/mo
Today · 4.125%
HK$5,338
baseline
▲ 0.50% · 4.625%
HK$5,620
+HK$282/mo
Deposit HK$428K · loan HK$998K · min. income ≈ HK$10,676/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,878
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$154/mo
Today · 4.125%
HK$5,184
baseline
▲ 0.50% · 4.625%
HK$5,499
+HK$315/mo
Deposit HK$357K · loan HK$1.07M · min. income ≈ HK$10,368/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,427
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,572
−HK$148/mo
Today · 4.125%
HK$5,720
baseline
▲ 0.50% · 4.625%
HK$6,021
+HK$301/mo
Deposit HK$357K · loan HK$1.07M · min. income ≈ HK$11,440/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,203
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,365
−HK$164/mo
Today · 4.125%
HK$5,529
baseline
▲ 0.50% · 4.625%
HK$5,866
+HK$337/mo
Deposit HK$285K · loan HK$1.14M · min. income ≈ HK$11,058/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,788
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,944
−HK$157/mo
Today · 4.125%
HK$6,101
baseline
▲ 0.50% · 4.625%
HK$6,423
+HK$322/mo
Deposit HK$285K · loan HK$1.14M · min. income ≈ HK$12,202/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,528
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,700
−HK$175/mo
Today · 4.125%
HK$5,875
baseline
▲ 0.50% · 4.625%
HK$6,232
+HK$357/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$11,750/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,150
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,315
−HK$167/mo
Today · 4.125%
HK$6,482
baseline
▲ 0.50% · 4.625%
HK$6,824
+HK$342/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$12,964/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,853
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,035
−HK$185/mo
Today · 4.125%
HK$6,220
baseline
▲ 0.50% · 4.625%
HK$6,599
+HK$379/mo
Deposit HK$143K · loan HK$1.28M · min. income ≈ HK$12,440/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,512
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,686
−HK$178/mo
Today · 4.125%
HK$6,864
baseline
▲ 0.50% · 4.625%
HK$7,225
+HK$361/mo
Deposit HK$143K · loan HK$1.28M · min. income ≈ HK$13,728/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).