▼ 0.50% · 3.625%
HK$4,023
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,148
−HK$127/mo
Today · 4.125%
HK$4,275
baseline
▲ 0.50% · 4.625%
HK$4,535
+HK$260/mo
Deposit HK$882K · loan HK$882K · min. income ≈ HK$8,550/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,475
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,595
−HK$122/mo
Today · 4.125%
HK$4,717
baseline
▲ 0.50% · 4.625%
HK$4,966
+HK$249/mo
Deposit HK$882K · loan HK$882K · min. income ≈ HK$9,434/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,425
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,563
−HK$139/mo
Today · 4.125%
HK$4,702
baseline
▲ 0.50% · 4.625%
HK$4,989
+HK$287/mo
Deposit HK$794K · loan HK$970K · min. income ≈ HK$9,404/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,923
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,055
−HK$134/mo
Today · 4.125%
HK$5,189
baseline
▲ 0.50% · 4.625%
HK$5,462
+HK$273/mo
Deposit HK$794K · loan HK$970K · min. income ≈ HK$10,378/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,827
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,977
−HK$153/mo
Today · 4.125%
HK$5,130
baseline
▲ 0.50% · 4.625%
HK$5,442
+HK$312/mo
Deposit HK$706K · loan HK$1.06M · min. income ≈ HK$10,260/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,370
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,514
−HK$146/mo
Today · 4.125%
HK$5,660
baseline
▲ 0.50% · 4.625%
HK$5,959
+HK$299/mo
Deposit HK$706K · loan HK$1.06M · min. income ≈ HK$11,320/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,230
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,392
−HK$165/mo
Today · 4.125%
HK$5,557
baseline
▲ 0.50% · 4.625%
HK$5,896
+HK$339/mo
Deposit HK$617K · loan HK$1.15M · min. income ≈ HK$11,114/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,818
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,974
−HK$158/mo
Today · 4.125%
HK$6,132
baseline
▲ 0.50% · 4.625%
HK$6,455
+HK$323/mo
Deposit HK$617K · loan HK$1.15M · min. income ≈ HK$12,264/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,632
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,807
−HK$178/mo
Today · 4.125%
HK$5,985
baseline
▲ 0.50% · 4.625%
HK$6,349
+HK$364/mo
Deposit HK$529K · loan HK$1.23M · min. income ≈ HK$11,970/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,265
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,433
−HK$171/mo
Today · 4.125%
HK$6,604
baseline
▲ 0.50% · 4.625%
HK$6,952
+HK$348/mo
Deposit HK$529K · loan HK$1.23M · min. income ≈ HK$13,208/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,034
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,222
−HK$190/mo
Today · 4.125%
HK$6,412
baseline
▲ 0.50% · 4.625%
HK$6,803
+HK$391/mo
Deposit HK$441K · loan HK$1.32M · min. income ≈ HK$12,824/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,713
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,893
−HK$182/mo
Today · 4.125%
HK$7,075
baseline
▲ 0.50% · 4.625%
HK$7,448
+HK$373/mo
Deposit HK$441K · loan HK$1.32M · min. income ≈ HK$14,150/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,436
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,637
−HK$203/mo
Today · 4.125%
HK$6,840
baseline
▲ 0.50% · 4.625%
HK$7,256
+HK$416/mo
Deposit HK$353K · loan HK$1.41M · min. income ≈ HK$13,680/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,160
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,352
−HK$195/mo
Today · 4.125%
HK$7,547
baseline
▲ 0.50% · 4.625%
HK$7,945
+HK$398/mo
Deposit HK$353K · loan HK$1.41M · min. income ≈ HK$15,094/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,839
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,051
−HK$216/mo
Today · 4.125%
HK$7,267
baseline
▲ 0.50% · 4.625%
HK$7,710
+HK$443/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$14,534/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,608
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,812
−HK$207/mo
Today · 4.125%
HK$8,019
baseline
▲ 0.50% · 4.625%
HK$8,442
+HK$423/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$16,038/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,241
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,466
−HK$229/mo
Today · 4.125%
HK$7,695
baseline
▲ 0.50% · 4.625%
HK$8,163
+HK$468/mo
Deposit HK$176K · loan HK$1.59M · min. income ≈ HK$15,390/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,055
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,271
−HK$220/mo
Today · 4.125%
HK$8,491
baseline
▲ 0.50% · 4.625%
HK$8,938
+HK$447/mo
Deposit HK$176K · loan HK$1.59M · min. income ≈ HK$16,982/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).