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At today's rate and a 90% mortgage, the deposit on this unit is about HK$472K, with repayments around HK$20,609/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$41,218/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$89,984 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mei Foo Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- NO. 109 (FLAT C)
- Saleable Area
- 442 Saleable ft²
- Gross Area
- 676 ft²
- Efficiency
- 65%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-09-07 | HK$5.30M | +23.0% 1.2y · 19.0%/yr |
| 2016-06-08 | HK$4.31M | +40.8% 4.3y · 10.0%/yr |
| 2012-02-24 | HK$3.06M | +94.9% |
| 2005-09-28 | HK$1.57M | −52.1% |
| 1997-04-26 | HK$3.28M | +13.5% |
| 1997-04-10 | HK$2.89M | +16.5% |
| 1997-02-21 | HK$2.48M | — |