▼ 0.50% · 3.625%
HK$7,445
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,677
−HK$235/mo
Today · 4.125%
HK$7,912
baseline
▲ 0.50% · 4.625%
HK$8,394
+HK$482/mo
Deposit HK$1.63M · loan HK$1.63M · min. income ≈ HK$15,824/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,283
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,505
−HK$225/mo
Today · 4.125%
HK$8,730
baseline
▲ 0.50% · 4.625%
HK$9,190
+HK$460/mo
Deposit HK$1.63M · loan HK$1.63M · min. income ≈ HK$17,460/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,190
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,445
−HK$258/mo
Today · 4.125%
HK$8,703
baseline
▲ 0.50% · 4.625%
HK$9,233
+HK$530/mo
Deposit HK$1.47M · loan HK$1.80M · min. income ≈ HK$17,406/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,111
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,355
−HK$248/mo
Today · 4.125%
HK$9,603
baseline
▲ 0.50% · 4.625%
HK$10,110
+HK$507/mo
Deposit HK$1.47M · loan HK$1.80M · min. income ≈ HK$19,206/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,934
−HK$561/mo
▼ 0.25% · 3.875%
HK$9,212
−HK$283/mo
Today · 4.125%
HK$9,495
baseline
▲ 0.50% · 4.625%
HK$10,072
+HK$577/mo
Deposit HK$1.31M · loan HK$1.96M · min. income ≈ HK$18,990/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,939
−HK$537/mo
▼ 0.25% · 3.875%
HK$10,206
−HK$270/mo
Today · 4.125%
HK$10,476
baseline
▲ 0.50% · 4.625%
HK$11,029
+HK$553/mo
Deposit HK$1.31M · loan HK$1.96M · min. income ≈ HK$20,952/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,679
−HK$607/mo
▼ 0.25% · 3.875%
HK$9,980
−HK$306/mo
Today · 4.125%
HK$10,286
baseline
▲ 0.50% · 4.625%
HK$10,912
+HK$626/mo
Deposit HK$1.14M · loan HK$2.12M · min. income ≈ HK$20,572/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,768
−HK$581/mo
▼ 0.25% · 3.875%
HK$11,056
−HK$293/mo
Today · 4.125%
HK$11,349
baseline
▲ 0.50% · 4.625%
HK$11,948
+HK$599/mo
Deposit HK$1.14M · loan HK$2.12M · min. income ≈ HK$22,698/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,423
−HK$654/mo
▼ 0.25% · 3.875%
HK$10,748
−HK$329/mo
Today · 4.125%
HK$11,077
baseline
▲ 0.50% · 4.625%
HK$11,751
+HK$674/mo
Deposit HK$980K · loan HK$2.29M · min. income ≈ HK$22,154/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,596
−HK$626/mo
▼ 0.25% · 3.875%
HK$11,907
−HK$315/mo
Today · 4.125%
HK$12,222
baseline
▲ 0.50% · 4.625%
HK$12,867
+HK$645/mo
Deposit HK$980K · loan HK$2.29M · min. income ≈ HK$24,444/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,168
−HK$700/mo
▼ 0.25% · 3.875%
HK$11,515
−HK$353/mo
Today · 4.125%
HK$11,868
baseline
▲ 0.50% · 4.625%
HK$12,590
+HK$722/mo
Deposit HK$816K · loan HK$2.45M · min. income ≈ HK$23,736/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,424
−HK$671/mo
▼ 0.25% · 3.875%
HK$12,757
−HK$338/mo
Today · 4.125%
HK$13,095
baseline
▲ 0.50% · 4.625%
HK$13,786
+HK$691/mo
Deposit HK$816K · loan HK$2.45M · min. income ≈ HK$26,190/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,912
−HK$747/mo
▼ 0.25% · 3.875%
HK$12,283
−HK$376/mo
Today · 4.125%
HK$12,659
baseline
▲ 0.50% · 4.625%
HK$13,430
+HK$771/mo
Deposit HK$653K · loan HK$2.61M · min. income ≈ HK$25,318/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,252
−HK$716/mo
▼ 0.25% · 3.875%
HK$13,608
−HK$360/mo
Today · 4.125%
HK$13,968
baseline
▲ 0.50% · 4.625%
HK$14,705
+HK$737/mo
Deposit HK$653K · loan HK$2.61M · min. income ≈ HK$27,936/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,657
−HK$794/mo
▼ 0.25% · 3.875%
HK$13,051
−HK$400/mo
Today · 4.125%
HK$13,451
baseline
▲ 0.50% · 4.625%
HK$14,269
+HK$818/mo
Deposit HK$490K · loan HK$2.78M · min. income ≈ HK$26,902/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,081
−HK$761/mo
▼ 0.25% · 3.875%
HK$14,458
−HK$384/mo
Today · 4.125%
HK$14,842
baseline
▲ 0.50% · 4.625%
HK$15,624
+HK$782/mo
Deposit HK$490K · loan HK$2.78M · min. income ≈ HK$29,684/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,402
−HK$840/mo
▼ 0.25% · 3.875%
HK$13,818
−HK$424/mo
Today · 4.125%
HK$14,242
baseline
▲ 0.50% · 4.625%
HK$15,108
+HK$866/mo
Deposit HK$327K · loan HK$2.94M · min. income ≈ HK$28,484/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,909
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,309
−HK$406/mo
Today · 4.125%
HK$15,715
baseline
▲ 0.50% · 4.625%
HK$16,543
+HK$828/mo
Deposit HK$327K · loan HK$2.94M · min. income ≈ HK$31,430/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).