At today's rate and a 90% mortgage, the deposit on this unit is about HK$179K, with repayments around HK$7,804/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,608/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 149 Saleable ft²
- Gross Area
- 230 ft²
- Efficiency
- 65%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-19 | HK$2.02M | +22.2% 5.3y · 4.0%/yr |
| 2015-11-30 | HK$1.65M | +37.5% |
| 2014-11-06 | HK$1.20M | +76.5% |
| 2009-05-18 | HK$680K | −12.8% |
| 2007-10-17 | HK$780K | +34.5% |
| 2007-09-24 | HK$580K | −17.1% |
| 1997-01-16 | HK$700K | −5.4% |
| 1996-09-27 | HK$740K | — |