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At today's rate and a 90% mortgage, the deposit on this unit is about HK$239K, with repayments around HK$10,429/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$239K · loan HK$2.15M · min. income ≈ HK$20,858/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- 10
- Saleable Area
- 245 Saleable ft²
- Gross Area
- 326 ft²
- Efficiency
- 75%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-30 | HK$3.70M | +9.0% 2.4y · 4.0%/yr |
| 2018-06-13 | HK$3.39M | +40.8% 5.4y · 8.0%/yr |
| 2013-01-17 | HK$2.41M | +213.0% |
| 1996-07-17 | HK$770K | — |