Skip to content
Switch unit
Crescira AVM · estimated value Medium confidence
HK$3.99M
≈ HK$8,238 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$399K, with repayments around HK$17,392/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$16,365
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,874
−HK$518/mo
Today · 4.125%
HK$17,392
baseline
▲ 0.50% · 4.625%
HK$18,450
+HK$1,058/mo

Deposit HK$399K · loan HK$3.59M · min. income ≈ HK$34,784/mo (50% DSR)

Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
7/F
Flat
E
Saleable Area
484 ft²
Gross Area
540 ft²
Efficiency
90%
District
Wong Tai Sin District · Kowloon
School net (POA)
43

Transaction History

Date Price Gain / loss
2024-01-02 HK$4.33M −19.5%
2017-09-26 HK$5.37M +45.1%
2014-10-08 HK$3.70M +85.0%
3.8y
2011-01-05 HK$2.00M +16.3%
2.2y
2008-10-14 HK$1.72M +35.4%
1.7y
2007-02-06 HK$1.27M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wong Tai Sin
≈ 11 min walk · 806 m
Education
29
schools within 1 km (9 within 500 m)
Daily convenience
25
within 1 km (4 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
32
parks, libraries, sports within 1 km

Family-friendly — 29 schools within a 1 km walk.

Everyday convenience — 25 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 32 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com