At today's rate and a 90% mortgage, the deposit on this unit is about HK$399K, with repayments around HK$17,382/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$399K · loan HK$3.59M · min. income ≈ HK$34,764/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 321 Saleable ft²
- Gross Area
- 380 ft²
- Efficiency
- 84%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-25 | HK$3.22M | −15.3% 6.5y · −2.0%/yr |
| 2024-04-16 | HK$3.80M | +0.0% 5.9y · 0.0%/yr |
| 2018-05-08 | HK$3.80M | +65.2% 6.2y · 11.0%/yr |
| 2012-03-19 | HK$2.30M | +69.1% |
| 2009-10-27 | HK$1.36M | −6.8% |
| 1997-01-04 | HK$1.46M | — |