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At today's rate and a 90% mortgage, the deposit on this unit is about HK$359K, with repayments around HK$15,660/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$359K · loan HK$3.23M · min. income ≈ HK$31,320/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Wong Tai Sin Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 295 Saleable ft²
- Gross Area
- 447 ft²
- Efficiency
- 66%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-14 | HK$4.79M | +26.0% 4.0y · 7.0%/yr |
| 2016-09-28 | HK$3.80M | +35.7% 3.9y · 9.0%/yr |
| 2012-11-14 | HK$2.80M | +188.7% |
| 2006-10-20 | HK$970K | +15.5% |
| 2003-08-05 | HK$840K | −51.4% |
| 1995-10-04 | HK$1.73M | — |