At today's rate and a 90% mortgage, the deposit on this unit is about HK$233K, with repayments around HK$10,152/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$233K · loan HK$2.09M · min. income ≈ HK$20,304/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 69 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 254 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-27 | HK$2.80M | +8.5% 1.6y · 6.0%/yr |
| 2020-09-24 | HK$2.58M | +9.8% 7.8y · 1.0%/yr |
| 2012-12-11 | HK$2.35M | +44.2% |
| 1997-11-14 | HK$1.63M | +18.1% |
| 1997-08-22 | HK$1.38M | +43.8% |
| 1996-04-20 | HK$960K | — |