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At today's rate and a 90% mortgage, the deposit on this unit is about HK$305K, with repayments around HK$13,282/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$305K · loan HK$2.74M · min. income ≈ HK$26,564/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Wong Tai Sin Station Station.
Family-friendly — 60 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- NO. 15
- Saleable Area
- 463 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 84%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-09-03 | HK$4.30M | +9.4% 1.2y · 8.0%/yr |
| 2017-07-05 | HK$3.93M | +270.8% 8.7y · 31.0%/yr |
| 2008-11-06 | HK$1.06M | +1.0% |
| 2008-09-08 | HK$1.05M | +75.0% |
| 1999-05-21 | HK$600K | — |