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At today's rate and a 90% mortgage, the deposit on this unit is about HK$438K, with repayments around HK$19,085/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$38,170/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$65,634 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Wong Tai Sin Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 62 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- F
- Saleable Area
- 382 Saleable ft²
- Gross Area
- 502 ft²
- Efficiency
- 76%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 43
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-08 | HK$5.00M | +11.1% 0.3y |
| 2019-01-18 | HK$4.50M | +228.5% 13.0y · 18.0%/yr |
| 2006-02-13 | HK$1.37M | +26.9% |
| 2002-02-08 | HK$1.08M | −20.0% |
| 2001-01-20 | HK$1.35M | −32.5% |
| 1998-03-12 | HK$2.00M | — |