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At today's rate and a 90% mortgage, the deposit on this unit is about HK$449K, with repayments around HK$19,587/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,174/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,358 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Wong Tai Sin Station Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 62 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- B
- Saleable Area
- 382 Saleable ft²
- Gross Area
- 502 ft²
- Efficiency
- 76%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 43
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-05 | HK$4.65M | +7.6% 0.7y |
| 2025-04-08 | HK$4.32M | +6.7% 8.9y · 1.0%/yr |
| 2016-05-13 | HK$4.05M | +40.1% 3.8y · 10.0%/yr |
| 2012-06-25 | HK$2.89M | +37.6% |
| 2010-11-10 | HK$2.10M | — |