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At today's rate and a 90% mortgage, the deposit on this unit is about HK$409K, with repayments around HK$17,829/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,658/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$17,604 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Kai Tak Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- B
- Saleable Area
- 294 Saleable ft²
- Gross Area
- 487 ft²
- Efficiency
- 60%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 43
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-30 | HK$4.80M | +32.2% 4.3y · 7.0%/yr |
| 2016-11-25 | HK$3.63M | +59.2% 4.5y · 13.0%/yr |
| 2012-05-30 | HK$2.28M | +50.0% |
| 2010-04-20 | HK$1.52M | +58.3% |
| 2006-10-14 | HK$960K | −34.2% |
| 1999-06-22 | HK$1.46M | — |