At today's rate and a 90% mortgage, the deposit on this unit is about HK$252K, with repayments around HK$10,990/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$252K · loan HK$2.27M · min. income ≈ HK$21,980/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 64 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 202 Saleable ft²
- Gross Area
- 242 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-11 | HK$2.12M | −27.6% 4.1y · −7.0%/yr |
| 2020-09-08 | HK$2.93M | +5.4% 4.9y · 1.0%/yr |
| 2015-10-19 | HK$2.78M | +56.2% |
| 2012-10-26 | HK$1.78M | +26.2% |
| 2011-07-05 | HK$1.41M | +2.9% |
| 1997-11-05 | HK$1.37M | +37.0% |
| 1996-11-26 | HK$1.00M | — |