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At today's rate and a 90% mortgage, the deposit on this unit is about HK$374K, with repayments around HK$16,316/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$374K · loan HK$3.37M · min. income ≈ HK$32,632/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Wong Tai Sin Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- A
- Saleable Area
- 339 Saleable ft²
- Gross Area
- 478 ft²
- Efficiency
- 71%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-20 | HK$4.60M | +13.3% 4.7y · 3.0%/yr |
| 2017-09-22 | HK$4.06M | +41.0% 4.0y · 10.0%/yr |
| 2013-09-23 | HK$2.88M | +159.5% |
| 2007-05-07 | HK$1.11M | −30.2% |
| 1996-05-31 | HK$1.59M | — |