▼ 0.50% · 3.625%
HK$5,134
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,294
−HK$162/mo
Today · 4.125%
HK$5,456
baseline
▲ 0.50% · 4.625%
HK$5,788
+HK$332/mo
Deposit HK$1.13M · loan HK$1.13M · min. income ≈ HK$10,912/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,712
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,865
−HK$155/mo
Today · 4.125%
HK$6,020
baseline
▲ 0.50% · 4.625%
HK$6,338
+HK$318/mo
Deposit HK$1.13M · loan HK$1.13M · min. income ≈ HK$12,040/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,647
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,823
−HK$179/mo
Today · 4.125%
HK$6,002
baseline
▲ 0.50% · 4.625%
HK$6,367
+HK$365/mo
Deposit HK$1.01M · loan HK$1.24M · min. income ≈ HK$12,004/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,283
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,451
−HK$171/mo
Today · 4.125%
HK$6,622
baseline
▲ 0.50% · 4.625%
HK$6,971
+HK$349/mo
Deposit HK$1.01M · loan HK$1.24M · min. income ≈ HK$13,244/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,161
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,353
−HK$194/mo
Today · 4.125%
HK$6,547
baseline
▲ 0.50% · 4.625%
HK$6,946
+HK$399/mo
Deposit HK$901K · loan HK$1.35M · min. income ≈ HK$13,094/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,854
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,038
−HK$186/mo
Today · 4.125%
HK$7,224
baseline
▲ 0.50% · 4.625%
HK$7,605
+HK$381/mo
Deposit HK$901K · loan HK$1.35M · min. income ≈ HK$14,448/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,674
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,882
−HK$211/mo
Today · 4.125%
HK$7,093
baseline
▲ 0.50% · 4.625%
HK$7,524
+HK$431/mo
Deposit HK$788K · loan HK$1.46M · min. income ≈ HK$14,186/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,425
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,624
−HK$202/mo
Today · 4.125%
HK$7,826
baseline
▲ 0.50% · 4.625%
HK$8,239
+HK$413/mo
Deposit HK$788K · loan HK$1.46M · min. income ≈ HK$15,652/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,188
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,411
−HK$227/mo
Today · 4.125%
HK$7,638
baseline
▲ 0.50% · 4.625%
HK$8,103
+HK$465/mo
Deposit HK$675K · loan HK$1.58M · min. income ≈ HK$15,276/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,996
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,211
−HK$217/mo
Today · 4.125%
HK$8,428
baseline
▲ 0.50% · 4.625%
HK$8,873
+HK$445/mo
Deposit HK$675K · loan HK$1.58M · min. income ≈ HK$16,856/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,701
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,941
−HK$243/mo
Today · 4.125%
HK$8,184
baseline
▲ 0.50% · 4.625%
HK$8,682
+HK$498/mo
Deposit HK$563K · loan HK$1.69M · min. income ≈ HK$16,368/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,567
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,797
−HK$233/mo
Today · 4.125%
HK$9,030
baseline
▲ 0.50% · 4.625%
HK$9,506
+HK$476/mo
Deposit HK$563K · loan HK$1.69M · min. income ≈ HK$18,060/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,215
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,470
−HK$260/mo
Today · 4.125%
HK$8,730
baseline
▲ 0.50% · 4.625%
HK$9,261
+HK$531/mo
Deposit HK$450K · loan HK$1.80M · min. income ≈ HK$17,460/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,139
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,384
−HK$248/mo
Today · 4.125%
HK$9,632
baseline
▲ 0.50% · 4.625%
HK$10,140
+HK$508/mo
Deposit HK$450K · loan HK$1.80M · min. income ≈ HK$19,264/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,728
−HK$547/mo
▼ 0.25% · 3.875%
HK$8,999
−HK$276/mo
Today · 4.125%
HK$9,275
baseline
▲ 0.50% · 4.625%
HK$9,840
+HK$565/mo
Deposit HK$338K · loan HK$1.91M · min. income ≈ HK$18,550/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,710
−HK$524/mo
▼ 0.25% · 3.875%
HK$9,970
−HK$264/mo
Today · 4.125%
HK$10,234
baseline
▲ 0.50% · 4.625%
HK$10,774
+HK$540/mo
Deposit HK$338K · loan HK$1.91M · min. income ≈ HK$20,468/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,241
−HK$580/mo
▼ 0.25% · 3.875%
HK$9,529
−HK$292/mo
Today · 4.125%
HK$9,821
baseline
▲ 0.50% · 4.625%
HK$10,418
+HK$597/mo
Deposit HK$225K · loan HK$2.03M · min. income ≈ HK$19,642/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,281
−HK$555/mo
▼ 0.25% · 3.875%
HK$10,557
−HK$279/mo
Today · 4.125%
HK$10,836
baseline
▲ 0.50% · 4.625%
HK$11,408
+HK$572/mo
Deposit HK$225K · loan HK$2.03M · min. income ≈ HK$21,672/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).