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At today's rate and a 90% mortgage, the deposit on this unit is about HK$326K, with repayments around HK$14,224/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$326K · loan HK$2.93M · min. income ≈ HK$28,448/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- D
- Saleable Area
- 306 Saleable ft²
- Gross Area
- 370 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-20 | HK$3.07M | +2.3% 8.1y · 0.0%/yr |
| 2016-12-01 | HK$3.00M | +185.7% 16.9y · 11.0%/yr |
| 2000-01-21 | HK$1.05M | −32.3% |
| 1997-12-08 | HK$1.55M | +18.3% |
| 1997-06-27 | HK$1.31M | — |