▼ 0.50% · 3.625%
HK$1,744
−HK$109/mo
▼ 0.25% · 3.875%
HK$1,798
−HK$55/mo
Today · 4.125%
HK$1,853
baseline
▲ 0.50% · 4.625%
HK$1,966
+HK$113/mo
Deposit HK$382K · loan HK$382K · min. income ≈ HK$3,706/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,940
−HK$105/mo
▼ 0.25% · 3.875%
HK$1,992
−HK$53/mo
Today · 4.125%
HK$2,045
baseline
▲ 0.50% · 4.625%
HK$2,153
+HK$108/mo
Deposit HK$382K · loan HK$382K · min. income ≈ HK$4,090/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,918
−HK$121/mo
▼ 0.25% · 3.875%
HK$1,978
−HK$61/mo
Today · 4.125%
HK$2,039
baseline
▲ 0.50% · 4.625%
HK$2,163
+HK$124/mo
Deposit HK$344K · loan HK$421K · min. income ≈ HK$4,078/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,134
−HK$115/mo
▼ 0.25% · 3.875%
HK$2,191
−HK$58/mo
Today · 4.125%
HK$2,249
baseline
▲ 0.50% · 4.625%
HK$2,368
+HK$119/mo
Deposit HK$344K · loan HK$421K · min. income ≈ HK$4,498/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,093
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,158
−HK$66/mo
Today · 4.125%
HK$2,224
baseline
▲ 0.50% · 4.625%
HK$2,359
+HK$135/mo
Deposit HK$306K · loan HK$459K · min. income ≈ HK$4,448/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,328
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,391
−HK$63/mo
Today · 4.125%
HK$2,454
baseline
▲ 0.50% · 4.625%
HK$2,583
+HK$129/mo
Deposit HK$306K · loan HK$459K · min. income ≈ HK$4,908/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,267
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,338
−HK$71/mo
Today · 4.125%
HK$2,409
baseline
▲ 0.50% · 4.625%
HK$2,556
+HK$147/mo
Deposit HK$268K · loan HK$497K · min. income ≈ HK$4,818/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,522
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,590
−HK$68/mo
Today · 4.125%
HK$2,658
baseline
▲ 0.50% · 4.625%
HK$2,799
+HK$141/mo
Deposit HK$268K · loan HK$497K · min. income ≈ HK$5,316/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,442
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,517
−HK$78/mo
Today · 4.125%
HK$2,595
baseline
▲ 0.50% · 4.625%
HK$2,752
+HK$157/mo
Deposit HK$229K · loan HK$535K · min. income ≈ HK$5,190/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,716
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,789
−HK$74/mo
Today · 4.125%
HK$2,863
baseline
▲ 0.50% · 4.625%
HK$3,014
+HK$151/mo
Deposit HK$229K · loan HK$535K · min. income ≈ HK$5,726/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,616
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,697
−HK$83/mo
Today · 4.125%
HK$2,780
baseline
▲ 0.50% · 4.625%
HK$2,949
+HK$169/mo
Deposit HK$191K · loan HK$574K · min. income ≈ HK$5,560/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,910
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,988
−HK$79/mo
Today · 4.125%
HK$3,067
baseline
▲ 0.50% · 4.625%
HK$3,229
+HK$162/mo
Deposit HK$191K · loan HK$574K · min. income ≈ HK$6,134/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,790
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,877
−HK$88/mo
Today · 4.125%
HK$2,965
baseline
▲ 0.50% · 4.625%
HK$3,146
+HK$181/mo
Deposit HK$153K · loan HK$612K · min. income ≈ HK$5,930/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,104
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,187
−HK$85/mo
Today · 4.125%
HK$3,272
baseline
▲ 0.50% · 4.625%
HK$3,444
+HK$172/mo
Deposit HK$153K · loan HK$612K · min. income ≈ HK$6,544/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,965
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,057
−HK$94/mo
Today · 4.125%
HK$3,151
baseline
▲ 0.50% · 4.625%
HK$3,342
+HK$191/mo
Deposit HK$115K · loan HK$650K · min. income ≈ HK$6,302/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,298
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,387
−HK$89/mo
Today · 4.125%
HK$3,476
baseline
▲ 0.50% · 4.625%
HK$3,660
+HK$184/mo
Deposit HK$115K · loan HK$650K · min. income ≈ HK$6,952/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,139
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,237
−HK$99/mo
Today · 4.125%
HK$3,336
baseline
▲ 0.50% · 4.625%
HK$3,539
+HK$203/mo
Deposit HK$76K · loan HK$688K · min. income ≈ HK$6,672/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,492
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,586
−HK$95/mo
Today · 4.125%
HK$3,681
baseline
▲ 0.50% · 4.625%
HK$3,875
+HK$194/mo
Deposit HK$76K · loan HK$688K · min. income ≈ HK$7,362/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).