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Crescira AVM · estimated value Medium confidence
HK$17.52M
≈ HK$12,782 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.26M, with repayments around HK$59,453/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$55,945
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,685
−HK$1,768/mo
Today · 4.125%
HK$59,453
baseline
▲ 0.50% · 4.625%
HK$63,070
+HK$3,617/mo

Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,906/mo (50% DSR)

Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,171 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
A
Saleable Area
1,371 ft²
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2006-12-01 HK$9.40M +17.5%
2005-05-23 HK$8.00M +66.7%
2004-02-20 HK$4.80M −61.6%
1997-03-15 HK$12.50M +33.3%
1995-10-28 HK$9.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 10 min walk · 748 m
Education
20
schools within 1 km (2 within 500 m)
Daily convenience
5
within 1 km (0 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
27
parks, libraries, sports within 1 km

Family-friendly — 20 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 27 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com