Skip to content
Crescira AVM · estimated value Medium confidence
HK$11.69M
≈ HK$12,304 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.51M, with repayments around HK$39,654/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,314
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,475
−HK$1,179/mo
Today · 4.125%
HK$39,654
baseline
▲ 0.50% · 4.625%
HK$42,067
+HK$2,413/mo

Deposit HK$3.51M · loan HK$8.18M · min. income ≈ HK$79,308/mo (50% DSR)

Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$438,323 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
C2
Saleable Area
950 ft²
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2022-05-18 HK$15.00M +188.5%
16.1y
2006-04-27 HK$5.20M +13.0%
2005-05-11 HK$4.60M −35.4%
1997-07-08 HK$7.12M +14.8%
1997-03-26 HK$6.20M +19.2%
1996-12-11 HK$5.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lok Fu
≈ 9 min walk · 685 m
Education
41
schools within 1 km (7 within 500 m)
Daily convenience
17
within 1 km (0 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 17 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com