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Crescira AVM · estimated value ● Medium confidence
HK$46.11M
≈ HK$17,368 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.83M, with repayments around HK$156,436/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$147,205
−HK$9,231/mo
▼ 0.25% · 3.875%
HK$151,784
−HK$4,652/mo
Today · 4.125%
HK$156,436
baseline
▲ 0.50% · 4.625%
HK$165,954
+HK$9,518/mo

Deposit HK$13.83M · loan HK$32.28M · min. income ≈ HK$312,872/mo (50% DSR)

Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,959,742 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
B
Saleable Area
2,655 ft²
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2026-07-06 HK$27.00M −30.4%
9.4y
2017-02-13 HK$38.80M +33.3%
5.8y
2011-04-29 HK$29.10M +290.6%
10.8y
2000-07-07 HK$7.45M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 9 min walk · 687 m
Education
104
schools within 1 km (25 within 500 m)
Daily convenience
20
within 1 km (9 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Family-friendly — 104 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Other appraised units in this building