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Crescira AVM · estimated value ● Medium confidence
HK$34.12M
≈ HK$18,874 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.24M, with repayments around HK$115,768/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$108,937
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$112,325
−HK$3,443/mo
Today · 4.125%
HK$115,768
baseline
▲ 0.50% · 4.625%
HK$122,812
+HK$7,044/mo

Deposit HK$10.24M · loan HK$23.89M · min. income ≈ HK$231,536/mo (50% DSR)

Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$1,450,281 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
E
Saleable Area
1,808 ft²
Gross Area
2,429 ft²
Efficiency
74%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
1997-03-05 HK$20.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 10 min walk · 775 m
Education
97
schools within 1 km (45 within 500 m)
Daily convenience
18
within 1 km (2 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
42
parks, libraries, sports within 1 km

Family-friendly — 97 schools within a 1 km walk.

Everyday convenience — 18 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 42 parks, libraries and sports venues nearby.

Location

Other appraised units in this building