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Crescira AVM · estimated value ● Medium confidence
HK$14.21M
≈ HK$13,035 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.26M, with repayments around HK$48,203/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$45,358
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,769
−HK$1,434/mo
Today · 4.125%
HK$48,203
baseline
▲ 0.50% · 4.625%
HK$51,136
+HK$2,933/mo

Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$96,406/mo (50% DSR)

Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$532,815 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
B2
Saleable Area
1,090 ft²
Gross Area
1,100 ft²
Efficiency
99%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2006-05-13 HK$6.42M +11.6%
0.6y
2005-11-08 HK$5.75M +25.6%
5.4y
2000-05-31 HK$4.58M −25.9%
3.2y
1997-04-11 HK$6.18M +23.6%
0.6y
1996-09-04 HK$5.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 11 min walk · 826 m
Education
18
schools within 1 km (1 within 500 m)
Daily convenience
4
within 1 km (0 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
28
parks, libraries, sports within 1 km

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 4 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 28 parks, libraries and sports venues nearby.

Location

Other appraised units in this building