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Crescira AVM · estimated value Medium confidence
HK$24.77M
≈ HK$13,212 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.43M, with repayments around HK$84,039/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$79,080
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$81,540
−HK$2,499/mo
Today · 4.125%
HK$84,039
baseline
▲ 0.50% · 4.625%
HK$89,152
+HK$5,113/mo

Deposit HK$7.43M · loan HK$17.34M · min. income ≈ HK$168,078/mo (50% DSR)

Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$1,052,795 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
NO. 68
Saleable Area
1,875 ft²
Gross Area
2,100 ft²
Efficiency
89%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2000-07-21 HK$9.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lok Fu
≈ 9 min walk · 712 m
Education
90
schools within 1 km (24 within 500 m)
Daily convenience
23
within 1 km (1 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
53
parks, libraries, sports within 1 km

Family-friendly — 90 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com