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Crescira AVM · estimated value Medium confidence
HK$3.32M
≈ HK$12,538 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$332K, with repayments around HK$14,493/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$13,637
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,062
−HK$431/mo
Today · 4.125%
HK$14,493
baseline
▲ 0.50% · 4.625%
HK$15,374
+HK$881/mo

Deposit HK$332K · loan HK$2.99M · min. income ≈ HK$28,986/mo (50% DSR)

Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
8/F
Flat
G
Saleable Area
265 ft²
Gross Area
332 ft²
Efficiency
80%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2025-06-02 HK$3.28M −27.6%
6.0y
2019-06-10 HK$4.53M +17.7%
3.8y · 5.0%/yr
2015-08-26 HK$3.85M +151.6%
2009-10-13 HK$1.53M +14.2%
1996-11-23 HK$1.34M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Jordan
≈ 3 min walk · 210 m
Education
32
schools within 1 km (11 within 500 m)
Daily convenience
101
within 1 km (34 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
56
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Jordan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 101 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 56 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com