▼ 0.50% · 3.625%
HK$21,214
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,874
−HK$670/mo
Today · 4.125%
HK$22,544
baseline
▲ 0.50% · 4.625%
HK$23,916
+HK$1,372/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,088/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,600
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,233
−HK$642/mo
Today · 4.125%
HK$24,875
baseline
▲ 0.50% · 4.625%
HK$26,186
+HK$1,311/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,750/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,335
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,061
−HK$738/mo
Today · 4.125%
HK$24,799
baseline
▲ 0.50% · 4.625%
HK$26,307
+HK$1,508/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,598/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,960
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,656
−HK$707/mo
Today · 4.125%
HK$27,363
baseline
▲ 0.50% · 4.625%
HK$28,805
+HK$1,442/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,726/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,457
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,248
−HK$805/mo
Today · 4.125%
HK$27,053
baseline
▲ 0.50% · 4.625%
HK$28,699
+HK$1,646/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,106/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,320
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,080
−HK$770/mo
Today · 4.125%
HK$29,850
baseline
▲ 0.50% · 4.625%
HK$31,424
+HK$1,574/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,700/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,578
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,436
−HK$871/mo
Today · 4.125%
HK$29,307
baseline
▲ 0.50% · 4.625%
HK$31,091
+HK$1,784/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,614/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,680
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,503
−HK$835/mo
Today · 4.125%
HK$32,338
baseline
▲ 0.50% · 4.625%
HK$34,042
+HK$1,704/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,676/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,699
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,623
−HK$939/mo
Today · 4.125%
HK$31,562
baseline
▲ 0.50% · 4.625%
HK$33,482
+HK$1,920/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,124/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,040
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,926
−HK$899/mo
Today · 4.125%
HK$34,825
baseline
▲ 0.50% · 4.625%
HK$36,661
+HK$1,836/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,650/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,821
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,811
−HK$1,005/mo
Today · 4.125%
HK$33,816
baseline
▲ 0.50% · 4.625%
HK$35,874
+HK$2,058/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,632/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,400
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,350
−HK$963/mo
Today · 4.125%
HK$37,313
baseline
▲ 0.50% · 4.625%
HK$39,280
+HK$1,967/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,626/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,942
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$34,998
−HK$1,073/mo
Today · 4.125%
HK$36,071
baseline
▲ 0.50% · 4.625%
HK$38,265
+HK$2,194/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,142/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,760
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,773
−HK$1,027/mo
Today · 4.125%
HK$39,800
baseline
▲ 0.50% · 4.625%
HK$41,898
+HK$2,098/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,600/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,064
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,185
−HK$1,140/mo
Today · 4.125%
HK$38,325
baseline
▲ 0.50% · 4.625%
HK$40,657
+HK$2,332/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$76,650/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,120
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,196
−HK$1,092/mo
Today · 4.125%
HK$42,288
baseline
▲ 0.50% · 4.625%
HK$44,517
+HK$2,229/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$84,576/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,185
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,373
−HK$1,206/mo
Today · 4.125%
HK$40,579
baseline
▲ 0.50% · 4.625%
HK$43,049
+HK$2,470/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,158/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,480
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,620
−HK$1,155/mo
Today · 4.125%
HK$44,775
baseline
▲ 0.50% · 4.625%
HK$47,136
+HK$2,361/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,550/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,327 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).