Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$419K, with repayments around HK$18,290/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$36,580/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$38,718 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tsim Sha Tsui Station Station.
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 89 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 435 Saleable ft²
- Gross Area
- 520 ft²
- Efficiency
- 84%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-30 | HK$4.20M | −12.5% 6.1y · −2.0%/yr |
| 2018-03-20 | HK$4.80M | +62.2% 7.2y · 9.0%/yr |
| 2010-12-30 | HK$2.96M | +60.0% |
| 2007-03-06 | HK$1.85M | +37.0% |
| 2005-07-02 | HK$1.35M | — |