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Crescira AVM · estimated value Medium confidence
HK$7.96M
≈ HK$7,592 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$796K, with repayments around HK$34,736/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$32,686
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,703
−HK$1,033/mo
Today · 4.125%
HK$34,736
baseline
▲ 0.50% · 4.625%
HK$36,850
+HK$2,114/mo

Deposit HK$796K · loan HK$7.17M · min. income ≈ HK$69,472/mo (50% DSR)

Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,908 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
6/F
Flat
NO. 119B
Saleable Area
1,049 ft²
Gross Area
1,200 ft²
Efficiency
87%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
1997-08-21 HK$5.30M +39.5%
1997-04-26 HK$3.80M +52.0%
1996-05-25 HK$2.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Jordan
≈ 8 min walk · 582 m
Education
18
schools within 1 km (7 within 500 m)
Daily convenience
87
within 1 km (33 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Jordan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 87 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com