▼ 0.50% · 3.625%
HK$19,541
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,149
−HK$617/mo
Today · 4.125%
HK$20,766
baseline
▲ 0.50% · 4.625%
HK$22,030
+HK$1,264/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,532/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,739
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,322
−HK$592/mo
Today · 4.125%
HK$22,914
baseline
▲ 0.50% · 4.625%
HK$24,122
+HK$1,208/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,828/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,495
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,164
−HK$679/mo
Today · 4.125%
HK$22,843
baseline
▲ 0.50% · 4.625%
HK$24,233
+HK$1,390/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$45,686/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,913
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,554
−HK$651/mo
Today · 4.125%
HK$25,205
baseline
▲ 0.50% · 4.625%
HK$26,534
+HK$1,329/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$50,410/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,449
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,179
−HK$741/mo
Today · 4.125%
HK$24,920
baseline
▲ 0.50% · 4.625%
HK$26,436
+HK$1,516/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,840/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,087
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,787
−HK$709/mo
Today · 4.125%
HK$27,496
baseline
▲ 0.50% · 4.625%
HK$28,946
+HK$1,450/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$54,992/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,403
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,194
−HK$802/mo
Today · 4.125%
HK$26,996
baseline
▲ 0.50% · 4.625%
HK$28,639
+HK$1,643/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$53,992/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,261
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,019
−HK$769/mo
Today · 4.125%
HK$29,788
baseline
▲ 0.50% · 4.625%
HK$31,358
+HK$1,570/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,576/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,357
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,208
−HK$865/mo
Today · 4.125%
HK$29,073
baseline
▲ 0.50% · 4.625%
HK$30,842
+HK$1,769/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,146/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,435
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,251
−HK$828/mo
Today · 4.125%
HK$32,079
baseline
▲ 0.50% · 4.625%
HK$33,770
+HK$1,691/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,158/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,312
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,223
−HK$927/mo
Today · 4.125%
HK$31,150
baseline
▲ 0.50% · 4.625%
HK$33,045
+HK$1,895/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,300/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,609
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,483
−HK$888/mo
Today · 4.125%
HK$34,371
baseline
▲ 0.50% · 4.625%
HK$36,182
+HK$1,811/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,742/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,266
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,238
−HK$988/mo
Today · 4.125%
HK$33,226
baseline
▲ 0.50% · 4.625%
HK$35,248
+HK$2,022/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$66,452/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,783
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,716
−HK$946/mo
Today · 4.125%
HK$36,662
baseline
▲ 0.50% · 4.625%
HK$38,594
+HK$1,932/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$73,324/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,220
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,253
−HK$1,050/mo
Today · 4.125%
HK$35,303
baseline
▲ 0.50% · 4.625%
HK$37,451
+HK$2,148/mo
Deposit HK$1.29M · loan HK$7.28M · min. income ≈ HK$70,606/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,957
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,948
−HK$1,005/mo
Today · 4.125%
HK$38,953
baseline
▲ 0.50% · 4.625%
HK$41,007
+HK$2,054/mo
Deposit HK$1.29M · loan HK$7.28M · min. income ≈ HK$77,906/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,174
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,268
−HK$1,112/mo
Today · 4.125%
HK$37,380
baseline
▲ 0.50% · 4.625%
HK$39,654
+HK$2,274/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,760/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,131
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,180
−HK$1,065/mo
Today · 4.125%
HK$41,245
baseline
▲ 0.50% · 4.625%
HK$43,419
+HK$2,174/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,490/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,091 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).