Skip to content
Crescira AVM · estimated value Medium confidence
HK$5.76M
≈ HK$7,484 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$576K, with repayments around HK$25,135/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$23,652
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,388
−HK$747/mo
Today · 4.125%
HK$25,135
baseline
▲ 0.50% · 4.625%
HK$26,665
+HK$1,530/mo

Deposit HK$576K · loan HK$5.19M · min. income ≈ HK$50,270/mo (50% DSR)

Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$129,658 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
11/F
Flat
A
Saleable Area
770 ft²
Gross Area
750 ft²
Efficiency
103%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2026-03-26 HK$5.10M −27.1%
6.1y
2020-02-25 HK$7.00M +191.7%
17.7y · 11.0%/yr
2002-06-29 HK$2.40M −22.1%
1996-11-19 HK$3.08M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
East Tsim Sha Tsui
≈ 4 min walk · 281 m
Education
10
schools within 1 km (1 within 500 m)
Daily convenience
83
within 1 km (48 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to East Tsim Sha Tsui Station (a rail station within an 8-min walk earns this label).

Family-friendly — 10 schools within a 1 km walk.

Everyday convenience — 83 shopping and daily-needs spots nearby.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com