▼ 0.50% · 3.625%
HK$2,370
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,444
−HK$75/mo
Today · 4.125%
HK$2,519
baseline
▲ 0.50% · 4.625%
HK$2,672
+HK$153/mo
Deposit HK$520K · loan HK$520K · min. income ≈ HK$5,038/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,637
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,708
−HK$72/mo
Today · 4.125%
HK$2,780
baseline
▲ 0.50% · 4.625%
HK$2,926
+HK$146/mo
Deposit HK$520K · loan HK$520K · min. income ≈ HK$5,560/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,607
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,689
−HK$82/mo
Today · 4.125%
HK$2,771
baseline
▲ 0.50% · 4.625%
HK$2,940
+HK$169/mo
Deposit HK$468K · loan HK$572K · min. income ≈ HK$5,542/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,901
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,979
−HK$78/mo
Today · 4.125%
HK$3,057
baseline
▲ 0.50% · 4.625%
HK$3,219
+HK$162/mo
Deposit HK$468K · loan HK$572K · min. income ≈ HK$6,114/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,844
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,933
−HK$90/mo
Today · 4.125%
HK$3,023
baseline
▲ 0.50% · 4.625%
HK$3,207
+HK$184/mo
Deposit HK$416K · loan HK$624K · min. income ≈ HK$6,046/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,164
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,249
−HK$86/mo
Today · 4.125%
HK$3,335
baseline
▲ 0.50% · 4.625%
HK$3,511
+HK$176/mo
Deposit HK$416K · loan HK$624K · min. income ≈ HK$6,670/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,082
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,177
−HK$98/mo
Today · 4.125%
HK$3,275
baseline
▲ 0.50% · 4.625%
HK$3,474
+HK$199/mo
Deposit HK$364K · loan HK$676K · min. income ≈ HK$6,550/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,428
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,520
−HK$93/mo
Today · 4.125%
HK$3,613
baseline
▲ 0.50% · 4.625%
HK$3,804
+HK$191/mo
Deposit HK$364K · loan HK$676K · min. income ≈ HK$7,226/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,319
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,422
−HK$105/mo
Today · 4.125%
HK$3,527
baseline
▲ 0.50% · 4.625%
HK$3,741
+HK$214/mo
Deposit HK$312K · loan HK$728K · min. income ≈ HK$7,054/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,692
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,791
−HK$100/mo
Today · 4.125%
HK$3,891
baseline
▲ 0.50% · 4.625%
HK$4,096
+HK$205/mo
Deposit HK$312K · loan HK$728K · min. income ≈ HK$7,782/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,556
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,666
−HK$113/mo
Today · 4.125%
HK$3,779
baseline
▲ 0.50% · 4.625%
HK$4,008
+HK$229/mo
Deposit HK$260K · loan HK$780K · min. income ≈ HK$7,558/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,956
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,062
−HK$107/mo
Today · 4.125%
HK$4,169
baseline
▲ 0.50% · 4.625%
HK$4,389
+HK$220/mo
Deposit HK$260K · loan HK$780K · min. income ≈ HK$8,338/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,793
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,911
−HK$119/mo
Today · 4.125%
HK$4,030
baseline
▲ 0.50% · 4.625%
HK$4,276
+HK$246/mo
Deposit HK$208K · loan HK$832K · min. income ≈ HK$8,060/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,219
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,332
−HK$115/mo
Today · 4.125%
HK$4,447
baseline
▲ 0.50% · 4.625%
HK$4,682
+HK$235/mo
Deposit HK$208K · loan HK$832K · min. income ≈ HK$8,894/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,030
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,155
−HK$127/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,543
+HK$261/mo
Deposit HK$156K · loan HK$884K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,483
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,603
−HK$122/mo
Today · 4.125%
HK$4,725
baseline
▲ 0.50% · 4.625%
HK$4,974
+HK$249/mo
Deposit HK$156K · loan HK$884K · min. income ≈ HK$9,450/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,267
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,399
−HK$135/mo
Today · 4.125%
HK$4,534
baseline
▲ 0.50% · 4.625%
HK$4,810
+HK$276/mo
Deposit HK$104K · loan HK$936K · min. income ≈ HK$9,068/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,747
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,874
−HK$129/mo
Today · 4.125%
HK$5,003
baseline
▲ 0.50% · 4.625%
HK$5,267
+HK$264/mo
Deposit HK$104K · loan HK$936K · min. income ≈ HK$10,006/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).