▼ 0.50% · 3.625%
HK$17,936
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,494
−HK$567/mo
Today · 4.125%
HK$19,061
baseline
▲ 0.50% · 4.625%
HK$20,221
+HK$1,160/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,122/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,954
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,489
−HK$543/mo
Today · 4.125%
HK$21,032
baseline
▲ 0.50% · 4.625%
HK$22,141
+HK$1,109/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,064/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,730
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,344
−HK$623/mo
Today · 4.125%
HK$20,967
baseline
▲ 0.50% · 4.625%
HK$22,243
+HK$1,276/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$41,934/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,949
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,538
−HK$597/mo
Today · 4.125%
HK$23,135
baseline
▲ 0.50% · 4.625%
HK$24,355
+HK$1,220/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$46,270/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,524
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,193
−HK$680/mo
Today · 4.125%
HK$22,873
baseline
▲ 0.50% · 4.625%
HK$24,265
+HK$1,392/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$45,746/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,945
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,587
−HK$651/mo
Today · 4.125%
HK$25,238
baseline
▲ 0.50% · 4.625%
HK$26,569
+HK$1,331/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$50,476/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,317
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,042
−HK$737/mo
Today · 4.125%
HK$24,779
baseline
▲ 0.50% · 4.625%
HK$26,287
+HK$1,508/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,558/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,940
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,636
−HK$706/mo
Today · 4.125%
HK$27,342
baseline
▲ 0.50% · 4.625%
HK$28,783
+HK$1,441/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,684/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,111
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,892
−HK$793/mo
Today · 4.125%
HK$26,685
baseline
▲ 0.50% · 4.625%
HK$28,309
+HK$1,624/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,370/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,935
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,685
−HK$760/mo
Today · 4.125%
HK$29,445
baseline
▲ 0.50% · 4.625%
HK$30,997
+HK$1,552/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,890/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,904
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,741
−HK$851/mo
Today · 4.125%
HK$28,592
baseline
▲ 0.50% · 4.625%
HK$30,331
+HK$1,739/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$57,184/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,931
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,734
−HK$814/mo
Today · 4.125%
HK$31,548
baseline
▲ 0.50% · 4.625%
HK$33,211
+HK$1,663/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$63,096/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,698
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,591
−HK$907/mo
Today · 4.125%
HK$30,498
baseline
▲ 0.50% · 4.625%
HK$32,353
+HK$1,855/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,996/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,926
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,783
−HK$868/mo
Today · 4.125%
HK$33,651
baseline
▲ 0.50% · 4.625%
HK$35,425
+HK$1,774/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,302/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,492
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,440
−HK$964/mo
Today · 4.125%
HK$32,404
baseline
▲ 0.50% · 4.625%
HK$34,375
+HK$1,971/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$64,808/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,922
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,831
−HK$923/mo
Today · 4.125%
HK$35,754
baseline
▲ 0.50% · 4.625%
HK$37,639
+HK$1,885/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$71,508/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,285
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,290
−HK$1,020/mo
Today · 4.125%
HK$34,310
baseline
▲ 0.50% · 4.625%
HK$36,398
+HK$2,088/mo
Deposit HK$787K · loan HK$7.08M · min. income ≈ HK$68,620/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,917
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,880
−HK$978/mo
Today · 4.125%
HK$37,858
baseline
▲ 0.50% · 4.625%
HK$39,853
+HK$1,995/mo
Deposit HK$787K · loan HK$7.08M · min. income ≈ HK$75,716/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,977 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).