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Crescira AVM · estimated value ● Medium confidence
HK$11.13M
≈ HK$12,303 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.34M, with repayments around HK$37,772/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$35,543
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,649
−HK$1,123/mo
Today · 4.125%
HK$37,772
baseline
▲ 0.50% · 4.625%
HK$40,071
+HK$2,299/mo

Deposit HK$3.34M · loan HK$7.79M · min. income ≈ HK$75,544/mo (50% DSR)

Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$417,521 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
A6
Saleable Area
905 ft²
Gross Area
1,200 ft²
Efficiency
75%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2011-12-21 HK$9.88M +182.3%
16.3y
1995-09-16 HK$3.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tsim Sha Tsui
≈ 4 min walk · 245 m
Education
10
schools within 1 km (1 within 500 m)
Daily convenience
77
within 1 km (37 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Tsim Sha Tsui Station (a rail station within an 8-min walk earns this label).

Family-friendly — 10 schools within a 1 km walk.

Everyday convenience — 77 shopping and daily-needs spots nearby.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building