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Crescira AVM · estimated value ● Medium confidence
HK$5.47M
≈ HK$12,756 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$547K, with repayments around HK$23,870/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$22,461
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,160
−HK$710/mo
Today · 4.125%
HK$23,870
baseline
▲ 0.50% · 4.625%
HK$25,322
+HK$1,452/mo

Deposit HK$547K · loan HK$4.93M · min. income ≈ HK$47,740/mo (50% DSR)

Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,129 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
A
Saleable Area
429 ft²
Gross Area
589 ft²
Efficiency
73%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2026-06-05 HK$5.00M −11.5%
10.6y
2015-10-22 HK$5.65M +42.3%
3.5y
2012-04-11 HK$3.97M +28.9%
2.2y
2010-01-22 HK$3.08M +12.0%
0.2y
2009-10-12 HK$2.75M +41.0%
4.4y
2005-05-28 HK$1.95M +24.2%
0.3y
2005-02-24 HK$1.57M +20.3%
3.1y
2002-01-12 HK$1.30M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Jordan
≈ 7 min walk · 481 m
Education
20
schools within 1 km (7 within 500 m)
Daily convenience
93
within 1 km (38 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
48
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Jordan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 20 schools within a 1 km walk.

Everyday convenience — 93 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Other appraised units in this building