▼ 0.50% · 3.625%
HK$15,925
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,420
−HK$504/mo
Today · 4.125%
HK$16,924
baseline
▲ 0.50% · 4.625%
HK$17,953
+HK$1,029/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,848/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,716
−HK$957/mo
▼ 0.25% · 3.875%
HK$18,191
−HK$482/mo
Today · 4.125%
HK$18,673
baseline
▲ 0.50% · 4.625%
HK$19,658
+HK$985/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,346/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,517
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,062
−HK$554/mo
Today · 4.125%
HK$18,616
baseline
▲ 0.50% · 4.625%
HK$19,749
+HK$1,133/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$37,232/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,488
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,011
−HK$530/mo
Today · 4.125%
HK$20,541
baseline
▲ 0.50% · 4.625%
HK$21,624
+HK$1,083/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$41,082/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,110
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,704
−HK$604/mo
Today · 4.125%
HK$20,308
baseline
▲ 0.50% · 4.625%
HK$21,544
+HK$1,236/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$40,616/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,260
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,830
−HK$578/mo
Today · 4.125%
HK$22,408
baseline
▲ 0.50% · 4.625%
HK$23,589
+HK$1,181/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$44,816/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,702
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,346
−HK$655/mo
Today · 4.125%
HK$22,001
baseline
▲ 0.50% · 4.625%
HK$23,339
+HK$1,338/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$44,002/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,031
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,649
−HK$627/mo
Today · 4.125%
HK$24,276
baseline
▲ 0.50% · 4.625%
HK$25,555
+HK$1,279/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$48,552/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,295
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,988
−HK$705/mo
Today · 4.125%
HK$23,693
baseline
▲ 0.50% · 4.625%
HK$25,135
+HK$1,442/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$47,386/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,803
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,468
−HK$675/mo
Today · 4.125%
HK$26,143
baseline
▲ 0.50% · 4.625%
HK$27,521
+HK$1,378/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$52,286/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,887
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,630
−HK$755/mo
Today · 4.125%
HK$25,385
baseline
▲ 0.50% · 4.625%
HK$26,930
+HK$1,545/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$50,770/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,574
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,287
−HK$723/mo
Today · 4.125%
HK$28,010
baseline
▲ 0.50% · 4.625%
HK$29,487
+HK$1,477/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$56,020/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,480
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,272
−HK$806/mo
Today · 4.125%
HK$27,078
baseline
▲ 0.50% · 4.625%
HK$28,725
+HK$1,647/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$54,156/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,346
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,106
−HK$772/mo
Today · 4.125%
HK$29,878
baseline
▲ 0.50% · 4.625%
HK$31,452
+HK$1,574/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$59,756/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,072
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,914
−HK$856/mo
Today · 4.125%
HK$28,770
baseline
▲ 0.50% · 4.625%
HK$30,521
+HK$1,751/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$57,540/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,118
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,925
−HK$820/mo
Today · 4.125%
HK$31,745
baseline
▲ 0.50% · 4.625%
HK$33,418
+HK$1,673/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$63,490/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,665
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,557
−HK$905/mo
Today · 4.125%
HK$30,462
baseline
▲ 0.50% · 4.625%
HK$32,316
+HK$1,854/mo
Deposit HK$698K · loan HK$6.29M · min. income ≈ HK$60,924/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,889
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,745
−HK$867/mo
Today · 4.125%
HK$33,612
baseline
▲ 0.50% · 4.625%
HK$35,384
+HK$1,772/mo
Deposit HK$698K · loan HK$6.29M · min. income ≈ HK$67,224/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,515 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).