▼ 0.50% · 3.625%
HK$2,410
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,485
−HK$76/mo
Today · 4.125%
HK$2,561
baseline
▲ 0.50% · 4.625%
HK$2,717
+HK$156/mo
Deposit HK$529K · loan HK$529K · min. income ≈ HK$5,122/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,681
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,753
−HK$73/mo
Today · 4.125%
HK$2,826
baseline
▲ 0.50% · 4.625%
HK$2,975
+HK$149/mo
Deposit HK$529K · loan HK$529K · min. income ≈ HK$5,652/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,651
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,734
−HK$84/mo
Today · 4.125%
HK$2,818
baseline
▲ 0.50% · 4.625%
HK$2,989
+HK$171/mo
Deposit HK$476K · loan HK$581K · min. income ≈ HK$5,636/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,950
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,029
−HK$80/mo
Today · 4.125%
HK$3,109
baseline
▲ 0.50% · 4.625%
HK$3,273
+HK$164/mo
Deposit HK$476K · loan HK$581K · min. income ≈ HK$6,218/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,892
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,982
−HK$92/mo
Today · 4.125%
HK$3,074
baseline
▲ 0.50% · 4.625%
HK$3,261
+HK$187/mo
Deposit HK$423K · loan HK$634K · min. income ≈ HK$6,148/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,218
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,304
−HK$88/mo
Today · 4.125%
HK$3,392
baseline
▲ 0.50% · 4.625%
HK$3,570
+HK$178/mo
Deposit HK$423K · loan HK$634K · min. income ≈ HK$6,784/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,133
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,231
−HK$99/mo
Today · 4.125%
HK$3,330
baseline
▲ 0.50% · 4.625%
HK$3,532
+HK$202/mo
Deposit HK$370K · loan HK$687K · min. income ≈ HK$6,660/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,486
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,579
−HK$95/mo
Today · 4.125%
HK$3,674
baseline
▲ 0.50% · 4.625%
HK$3,868
+HK$194/mo
Deposit HK$370K · loan HK$687K · min. income ≈ HK$7,348/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,374
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,479
−HK$107/mo
Today · 4.125%
HK$3,586
baseline
▲ 0.50% · 4.625%
HK$3,804
+HK$218/mo
Deposit HK$317K · loan HK$740K · min. income ≈ HK$7,172/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,754
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,855
−HK$102/mo
Today · 4.125%
HK$3,957
baseline
▲ 0.50% · 4.625%
HK$4,165
+HK$208/mo
Deposit HK$317K · loan HK$740K · min. income ≈ HK$7,914/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,615
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,728
−HK$114/mo
Today · 4.125%
HK$3,842
baseline
▲ 0.50% · 4.625%
HK$4,076
+HK$234/mo
Deposit HK$264K · loan HK$793K · min. income ≈ HK$7,684/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,022
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,130
−HK$109/mo
Today · 4.125%
HK$4,239
baseline
▲ 0.50% · 4.625%
HK$4,463
+HK$224/mo
Deposit HK$264K · loan HK$793K · min. income ≈ HK$8,478/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,856
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,976
−HK$122/mo
Today · 4.125%
HK$4,098
baseline
▲ 0.50% · 4.625%
HK$4,348
+HK$250/mo
Deposit HK$211K · loan HK$846K · min. income ≈ HK$8,196/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,290
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,405
−HK$117/mo
Today · 4.125%
HK$4,522
baseline
▲ 0.50% · 4.625%
HK$4,760
+HK$238/mo
Deposit HK$211K · loan HK$846K · min. income ≈ HK$9,044/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,097
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,225
−HK$129/mo
Today · 4.125%
HK$4,354
baseline
▲ 0.50% · 4.625%
HK$4,619
+HK$265/mo
Deposit HK$159K · loan HK$898K · min. income ≈ HK$8,708/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,558
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$124/mo
Today · 4.125%
HK$4,805
baseline
▲ 0.50% · 4.625%
HK$5,058
+HK$253/mo
Deposit HK$159K · loan HK$898K · min. income ≈ HK$9,610/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,338
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,473
−HK$138/mo
Today · 4.125%
HK$4,611
baseline
▲ 0.50% · 4.625%
HK$4,891
+HK$280/mo
Deposit HK$106K · loan HK$951K · min. income ≈ HK$9,222/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,827
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,956
−HK$131/mo
Today · 4.125%
HK$5,087
baseline
▲ 0.50% · 4.625%
HK$5,355
+HK$268/mo
Deposit HK$106K · loan HK$951K · min. income ≈ HK$10,174/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).