▼ 0.50% · 3.625%
HK$2,313
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,385
−HK$73/mo
Today · 4.125%
HK$2,458
baseline
▲ 0.50% · 4.625%
HK$2,608
+HK$150/mo
Deposit HK$507K · loan HK$507K · min. income ≈ HK$4,916/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,573
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,642
−HK$70/mo
Today · 4.125%
HK$2,712
baseline
▲ 0.50% · 4.625%
HK$2,855
+HK$143/mo
Deposit HK$507K · loan HK$507K · min. income ≈ HK$5,424/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,544
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,623
−HK$81/mo
Today · 4.125%
HK$2,704
baseline
▲ 0.50% · 4.625%
HK$2,868
+HK$164/mo
Deposit HK$456K · loan HK$558K · min. income ≈ HK$5,408/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,831
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,906
−HK$77/mo
Today · 4.125%
HK$2,983
baseline
▲ 0.50% · 4.625%
HK$3,141
+HK$158/mo
Deposit HK$456K · loan HK$558K · min. income ≈ HK$5,966/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,776
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,862
−HK$88/mo
Today · 4.125%
HK$2,950
baseline
▲ 0.50% · 4.625%
HK$3,129
+HK$179/mo
Deposit HK$406K · loan HK$609K · min. income ≈ HK$5,900/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,088
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,171
−HK$84/mo
Today · 4.125%
HK$3,255
baseline
▲ 0.50% · 4.625%
HK$3,426
+HK$171/mo
Deposit HK$406K · loan HK$609K · min. income ≈ HK$6,510/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,007
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,100
−HK$95/mo
Today · 4.125%
HK$3,195
baseline
▲ 0.50% · 4.625%
HK$3,390
+HK$195/mo
Deposit HK$355K · loan HK$659K · min. income ≈ HK$6,390/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,345
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,435
−HK$91/mo
Today · 4.125%
HK$3,526
baseline
▲ 0.50% · 4.625%
HK$3,712
+HK$186/mo
Deposit HK$355K · loan HK$659K · min. income ≈ HK$7,052/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,238
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,339
−HK$102/mo
Today · 4.125%
HK$3,441
baseline
▲ 0.50% · 4.625%
HK$3,651
+HK$210/mo
Deposit HK$304K · loan HK$710K · min. income ≈ HK$6,882/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,602
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,699
−HK$98/mo
Today · 4.125%
HK$3,797
baseline
▲ 0.50% · 4.625%
HK$3,997
+HK$200/mo
Deposit HK$304K · loan HK$710K · min. income ≈ HK$7,594/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,470
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,577
−HK$110/mo
Today · 4.125%
HK$3,687
baseline
▲ 0.50% · 4.625%
HK$3,911
+HK$224/mo
Deposit HK$254K · loan HK$761K · min. income ≈ HK$7,374/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,860
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,963
−HK$105/mo
Today · 4.125%
HK$4,068
baseline
▲ 0.50% · 4.625%
HK$4,283
+HK$215/mo
Deposit HK$254K · loan HK$761K · min. income ≈ HK$8,136/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,701
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,816
−HK$117/mo
Today · 4.125%
HK$3,933
baseline
▲ 0.50% · 4.625%
HK$4,172
+HK$239/mo
Deposit HK$203K · loan HK$811K · min. income ≈ HK$7,866/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,117
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,228
−HK$112/mo
Today · 4.125%
HK$4,340
baseline
▲ 0.50% · 4.625%
HK$4,568
+HK$228/mo
Deposit HK$203K · loan HK$811K · min. income ≈ HK$8,680/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,932
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,054
−HK$125/mo
Today · 4.125%
HK$4,179
baseline
▲ 0.50% · 4.625%
HK$4,433
+HK$254/mo
Deposit HK$152K · loan HK$862K · min. income ≈ HK$8,358/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,374
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$119/mo
Today · 4.125%
HK$4,611
baseline
▲ 0.50% · 4.625%
HK$4,854
+HK$243/mo
Deposit HK$152K · loan HK$862K · min. income ≈ HK$9,222/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,163
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,293
−HK$132/mo
Today · 4.125%
HK$4,425
baseline
▲ 0.50% · 4.625%
HK$4,694
+HK$269/mo
Deposit HK$101K · loan HK$913K · min. income ≈ HK$8,850/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,632
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,756
−HK$126/mo
Today · 4.125%
HK$4,882
baseline
▲ 0.50% · 4.625%
HK$5,139
+HK$257/mo
Deposit HK$101K · loan HK$913K · min. income ≈ HK$9,764/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).