Skip to content
Crescira AVM · estimated value Medium confidence
HK$18.96M
≈ HK$17,840 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.69M, with repayments around HK$64,336/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$60,540
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,423
−HK$1,913/mo
Today · 4.125%
HK$64,336
baseline
▲ 0.50% · 4.625%
HK$68,251
+HK$3,915/mo

Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,672/mo (50% DSR)

Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,152 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
D
Saleable Area
1,063 ft²
Gross Area
1,325 ft²
Efficiency
80%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2022-11-16 HK$17.65M +53.1%
24.6y
1998-04-18 HK$11.53M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 8 min walk · 623 m
Education
64
schools within 1 km (19 within 500 m)
Daily convenience
83
within 1 km (11 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
83
parks, libraries, sports within 1 km

Family-friendly — 64 schools within a 1 km walk.

Everyday convenience — 83 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 83 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com